Bradesco Digital: a bank available in your hands

It's no secret that technology has come to make our lives easier in a variety of ways.

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And one of the areas that has undergone the most changes due to digital technology is the way we manage our financial lives.

With the arrival of smartphones and fintechs, traditional banks are increasingly falling behind. 

Therefore, it's important for them to find ways to modernize. This way, they can compete with all the other digital options.

And speaking of adaptations involving technology, one of the options currently available is our topic today: Bradesco Digital.

In today's content, we'll explore the main options and their characteristics in more detail. This way, you'll be able to learn more about them and find the best option for you. 

The following material will be divided into topics and will cover the following subjects:

  • What is Bradesco Digital?
  • Discover the accounts available at Bradesco Digital
  • Which of the three is the best Bradesco Digital option for you?
  • How important are options like Bradesco Digital?

What is Bradesco Digital?

Following the strong wave of new options for managing your financial life – the so-called fintechs – such as Inter, Nubank, Neon – Bradesco has taken the time to pursue and win over this segment of the population as well.

And that's how Bradesco's digital accounts came about.

The services – which were created with a focus on customers seeking greater agility and convenience when carrying out their operations – also aim to attract those customers who do not want to give up more personalized service. 

This aspect often ends up being overlooked in some banks that offer digital account services.

Discover the accounts available at Bradesco Digital

Emphasizing that "The future is now!", Bradesco Digital accounts open up a world of possibilities for its customers. And best of all: everything whenever and wherever you want.

Focused on serving a wide range of audiences seeking digital channels, Bradesco offers three digital account options to its customers. This makes it much easier to serve a diverse range of customer profiles.

Below, we've put together a brief summary so you can learn more about each one and better understand its specificities. Let's dive in!

Bradesco Exclusive Digital

Let's start with Bradesco Exclusive Digital. This option is specifically designed for customers who want to enjoy the convenience of digital channels but still want more personalized service.

At Bradesco Exclusive Digital, customer service hours are extended. This means specialized managers are always available—from 7 a.m. to midnight—to assist with any questions.

Furthermore, another service that this modality offers is exclusive access to investment consultants.

This makes it easier to get guidance and tips on how to invest your money and achieve success in these investments.

The only downside – and one that could be a hindrance for some customers – is that not everyone can have an account in this mode.

You must already be an Exclusive customer before migrating to the digital platform. This allows you to access special rates for your transactions. 

Bradesco Digiconta

Unlike the first option, Digiconta Bradesco is geared more toward individual customers. Therefore, all transactions are free of charge and have no fees.

But be careful: this tip only applies to transactions made through one of Bradesco's digital channels—such as websites and smartphones. If you use a physical branch for this purpose, the normal fees will apply.

Next Bank

The third and final option is a bit different. After all, it doesn't even have the Bradesco name! We're talking about Banco Next.

As a result of the intense wave of new options for managing your financial life, with the emergence of so-called fintechs – such as Inter, Neon, and Nubank – Bradesco created Next.

Many people don't even know this, but Next – created in 2017 – is an exclusive product derived from Bradesco. 

One of the country's most traditional banks was already eyeing this new audience, which no longer shows as much interest in the policies and operational sector that traditional banks offer.

In addition to free services, customers also have access to an international card, withdrawals, and several other benefits. And best of all: no red tape!

Which of the three is the best Bradesco Digital option for you?

As you can see, each option has its own well-defined target audience. Therefore, it's important to understand which one best fits your needs.

This way, it will be much easier for you to take advantage of all the benefits and services that each of them offers to their customers.

What all three have in common is that all the possibilities are right there, in the palm of your hand. With just a few clicks, you can take control of your financial life.

How important are options like Bradesco Digital?

You can admit it: no one has time to waste time in bank queues anymore, dealing with bureaucracy and financial issues. 

The world is becoming increasingly faster, and the mission of large companies and service providers in a wide range of sectors is to stay as up-to-date as possible with these new technologies. 

A clear example is banking. Traditional banks and financial institutions have already realized that if they don't innovate and pursue more technology in their services, they will increasingly lose ground in their customers' daily lives.

Furthermore, it is very important that customers have more options in how they manage their financial lives. 

Every day, the digital banking movement enables the emergence of new options for customers to choose the one that best fits their profile and needs. 

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