How do I activate contactless payment on my credit card?
Contactless payment with credit cards is a new feature that's gaining more and more followers. Read the article to learn more.
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When a new technology emerges, it's normal for people to feel insecure and have doubts, especially when it involves our money.
Contactless payments are no different; many people still don't know how this feature works or what they need to do to start using it.
In today's text you will discover how to activate the contactless payment by credit card, you will also discover what it is, how it works and much more.
Therefore, to not miss any important information about this payment method, read the text until the end.
See what awaits you in this post:
- What is contactless payment?
- How does it work?
- How to activate?
- Find out how to make a payment with a contactless card.
- What are the best contactless cards?
- Conclusion.
What is contactless payment?
Contactless payment comes from a technology known as NFC, which we will learn more about in the next topic.
With this payment method, the customer can pay for their purchase simply by tapping their card, meaning there is no need to insert it into the machine or even enter a password.
In English the term is known as contactless payment, translated means contactless payment, so whenever you hear this term in English, know that it is an item with contactless payment.
How does contactless payment work?
As mentioned before, the technology behind this function is NFC (Near Field Communication), which means near field communication, or communication by proximity field.
This technology is responsible for the secure exchange of information between two nearby devices without the need for wires.
In this case, the card machine, which is a compatible reader, receives payment information via NFC technology or radio frequency.
Data is quickly captured and the transaction validated. This technology is compatible not only with cell phones, but also with other devices, such as cell phones, smart bracelets, and smartwatches.
Regarding cards, it's compatible with credit, debit, and prepaid cards. So, if you have any of these options, check if your card supports this technology.
After all, how do you know if you have it? contactless payment on the credit card?
Normally, the app always informs you whether or not the card has this technology. If yours doesn't have this information, it's easy to find out.
Contactless payment cards have a symbol very similar to that of Wi-Fi; it represents wireless communication.
It's usually positioned to the right of the card, right next to the reader chip. See an example below.
Therefore, if your card has this symbol, know that it is compatible with this payment method.
How do I activate contactless payment on my credit card?
Generally, this function is automatic, you don't need to activate it, just use it and that's it!
However, in some cases, very few, it is necessary to activate, but the bank informs you if this process is necessary.
In this case, the activation of the contactless payment by credit card is done quickly in the application.
To disable this feature, just go to “Settings” > “Disable contactless payment”.
If you don't find this option, contact a customer service representative via chat.
Find out how to make a payment with a contactless card
There's no secret! To pay for a purchase with an NFC-enabled card, simply inform the cashier that you'll be paying this way.
When it releases, check the amounts and bring your card close to the machine, the part where the chip is located should be facing the machine.
The process is very quick, in 3 seconds your purchase will be paid and completed.
What are the best cards with contactless technology?
Currently, there are many cards that already have this payment method, among the best options, we can highlight, for example:
- Inter;
- PicPay Card;
- Nubank;
- Digio;
- Mercado Pago;
- Bread;
- Original;
- Meliuz;
- Azul Itaucard;
- Click.
Here on our blog you can find more details about the options mentioned above and how to apply. So, be sure to take a tour of the "Cards” and “News”.
You'll certainly find content to help you choose the best option.
Conclusion
NFC technology has come to simplify the lives of credit card users.
In addition to being safe to pay for your purchases with contactless payment by credit card, you also save a lot of time in checkout lines.
Not to mention that it is a safe way in terms of hygiene, as only the card user has contact with the object.
If you don't yet use your card with this technology, don't worry! It's very secure, and your bank details are securely stored, and only you have access to them through the app.
Recommended reading: The loan scam – 7 tips to avoid falling into this trap.
