N26 Brazil Credit Card
N26 Brazil credit card annual fee
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The N26 Brazil credit card does not charge an annual fee.
Minimum income
N26 has not yet disclosed the minimum income required to apply for this card.
Card type: National and International
The card has national and international coverage. Therefore, it can be used in Brazil and abroad, for both in-person and online purchases.
Brand: Mastercard
The credit card flag N26 Brazil It's Mastercard. It's very well-received in the market, making it one of the best and largest credit card brands in the world.
Limit
To apply for this card, a credit analysis is carried out, and based on the results, the initial available limit is also stipulated.
It may vary depending on each customer's financial profile. However, we can say that the greater your proven payment capacity, the higher the credit limit granted.
Benefits of N26 Brazil credit card
THE N26 Brazil transparent card It has an innovative and unique look. It's also safer because it doesn't have a stripe.
It is a multiple card, that is, debit and credit, bringing more practicality to your finances.
N26 has canceled the points program it had in partnership with Livelo, but is now betting on a unique benefit that no other fintech offers.
We're talking about a feature called Space, where your saved and separated money yields 100% of the CDI.
However, its difference is that the customer can activate Mode N. In it, for every R$100.00 spent with the N26 card, you earn + 1% of the CDI in the money saved in Spaces, the money can yield up to 200% of the CDI.
Take a look at an example we performed with the N26 simulator.
| Value saved in Spaces | R$1,000.00 |
| Amount spent on credit card bill | R$700.00 |
| Percentage of CDI in the following month | 107% of the CDI |
| Total in Space in 1 month | R$1,008.88 |
| Earnings in the month | R$8.88
|
Another interesting advantage is that there is no IOF charge, but it only starts to yield value from +- R$35.00.
The card also has a virtual card and a prepaid card with international coverage so you can make your subscriptions online.
With your card's digital account, you can also track your card spending, generate a virtual card, make transfers, payments, and much more.
Benefits of the flag
N26 fintech customers also benefit from the benefits offered by Mastercard.
Such as access to the benefits program Mastercard Surprise. In the program, customers can accumulate points with every purchase made with their Mastercard.
Points can be exchanged for discounts and products. The program also gives you access to other benefits and perks, such as the Buy 1, Get 2 Free offer.
How to apply?
For now, the N26 Brazil credit card cannot be requested directly through the app. Interested parties must register on waiting list available on the N26 website.
After registration, the bank will send a confirmation email. When the card is available, the user will be sent an invitation. Then, the customer must download the app and request the card.
