Learn about the Rates and Benefits of the BMG Payroll Loan
The BMG is recognized for its advantages when it comes to payroll loan.
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For those who are not yet familiar with the proposal, we have created a complete guide to help you better understand and make the right choice.
1. BMG Competitive Rates: The interest rate for a payroll loan at BMG starts at 1.89% per month, one of the most advantageous on the market. For those who opt for a payroll credit card, the rate is 2.83% per month.
2. What is Consignable Margin? The assignable margin defines how much of your salary or benefit can be committed to paying installments on a payroll loan. In the case of the INSS (National Social Security Institute), for example, this amount is 40%, with 35% allocated to the loan repayment and 5% to the payroll credit card.
3. Who can hire? THE BMG payroll loan It's aimed at retirees, INSS pensioners, and public servants. The advantage is that the discount is made directly from the payroll, which provides greater security and more advantageous rates.
4. Simulation and Hiring: Before signing the contract, you can simulate the loan, choosing the best offer for your profile and needs. Once you've decided, the formalization is done electronically, ensuring privacy and security throughout the process.
5. Transparency in Conditions: BMG values transparency. Therefore, before closing the deal, all loan terms are explained in detail and included in the contract. For example, for a R$5,000.00 loan in 12 installments, the interest rate is R$1.891 per month, and the Total Effective Cost is R$1.991 per month.
6. Refinancing as an Option: If you already have a loan and need a budget boost, BMG offers refinancing. This allows you to pay off your existing loans and still get more credit.
7. Safety First: One of BMG's most prominent features is security. They guarantee that they won't require any upfront payments to release the loan.
8. Service Channels: To make the process even more convenient, BMG offers several ways to contact you. You can simulate and sign up online, via WhatsApp or, if you are a public servant, by telephone (11) 3004 9024.
