Need fast cash and low fees?
Discover the personal loan that hits your account in up to 24 hours, with rates starting at 2.83%!
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Whether you're paying off debt, fulfilling a dream, or facing an emergency, the quick and straightforward process guarantees the money you need in record time and with affordable terms.
Loan Features Yes
THE Yes enables the hiring of personal loans without the need for collateral, with limits of up to R$30,000.
This allows a wider range of customers, including self-employed, civil servants and people with a good financial history, have access to credit more easily.
Fees and Payment Conditions
Interest rates start in 2.83% per month, a competitive value in the personal credit market.
Customers can choose payment plans from up to 36 months, with the convenience of the first installment being paid within 45 days of signing the contract.
Exclusive Benefits
One of Sim's biggest attractions is the discount of up to 10% on interest rates for payments via direct debit.
Furthermore, the process is 100% online, from the simulation to the signing of the contract, which is even done using a selfie, ensuring convenience and security.
Security and Credibility
As part of the Santander Group, Sim offers the same security and cutting-edge technology, ensuring the protection of its customers' data.
Transparency in operations and a commitment to the client's financial health are important pillars of the company.
Receive within 24 hours after approval
Interested parties can discover their offer in up to 2 minutes, with the money being deposited into their account in up to 24 hours working days after approval.
Sim also offers the option of receiving the amount at any bank of the customer's choice, further increasing the flexibility of the service.



