Mobile payments: learn how to use NFC technology. 

To do mobile payments It's the latest trend, as NFC technology is gaining ground in the daily lives of those who value convenience.

And if you're one of those people who realizes they've forgotten their card at home just when they find an unmissable promotion, know that the solution might be right in the palm of your hand.

In today's material we will discuss the subject in order to introduce you to the technology, so, to stay informed and discover ways to make your daily life easier, keep reading!

Mobile payments: a practical and modern way to shop.

About 20 years ago, the possibility of making purchases using technological resources would have been considered something futuristic, and that future has finally arrived.

After all, simply holding your phone close to the card machine and completing a purchase seems amazing, doesn't it?

And the good news is that this feature isn't just for select customers, as popular devices and digital banks already offer it, making it accessible.

In simple terms, NFC technology, responsible for mobile payments, basically consists of exchanging data by bringing two compatible devices close together.

This means that if your cell phone and the card machine have the technology, it will be possible to make purchases by bringing the devices close together.

Among the advantages of this option, practicality and security certainly stand out, since in just a few steps you can finalize and verify your purchase without having to open your wallet.

This may interest you: Lender's Insurance: What is it? Is it worth it? – Valor News.

Which banks allow the use of NFC technology?

The availability of NFC technology is becoming increasingly common in the banking sector, as contactless payments have already gained popularity with the public.

However, it's important to know that not all institutions offer this possibility, since developing the feature securely requires a great deal of responsibility.

Therefore, we have listed below some of the main banks that offer this option:

Mercado Pago:

With Mercado Pago you can make your payments by debit or credit card using NFC technology. 

Simply access the app, open the "contactless payment" tab, and bring your device close to the payment terminal to complete the transaction.

Nubank:

Nubank stands out in the market for offering customers technological advantages, and among these possibilities, we can highlight NFC payments.

To use this feature, simply access the card tab and select the contactless payment option.

Bank of Brazil:

OuroCard customers can now make payments with their cell phones through the BB app. Simply bring your device close to the app and make your debit or credit purchases without any hassle.

PagBank:

PagBank cards are ideal for those who want to make payments with their cell phone, as they have NFC technology and connect quickly to card machines.

It's worth mentioning that there are many other offers on the market, so check with your bank to see what's available.

Step-by-step guide to making payments with your mobile phone using your bank's app. 

The simplest way to make payments with your mobile phone using NFC technology is through your bank's app.

However, it's important to point out that for this to happen, both the bank and your device must be compatible with NFC technology.

So, if the bank offers the feature, but your device doesn't have the technology, you won't be able to use it.

With that clarified, let's go through the step-by-step process:

1. Open your bank's app, and in the cards tab, enable contactless mobile payment;
2. After authorizing, to complete your purchase, open your bank's app, click on "pay by proximity" and bring your device close to the payment terminal.

This should be enough to complete your purchase, as the procedure is basically the same as with a traditional contactless card.

Finally, simply check the transaction receipt to confirm that everything went well, and just like that, you will have made your purchase using only your cell phone!

See how to use NFC technology with Google Pay.

If your bank doesn't offer mobile payments, but your device is compatible, know that there are other options.

In this case, you can still make contactless payments, but you will have to use the Google Pay app.

To do this, follow the step-by-step instructions below:

1. Access Google Pay and register your cards;
2. Authorize contactless payments with your mobile phone and set Google Pay as your default payment app.
3. To complete your purchase, access Google Pay, authorize the payment, and bring your device close to the card reader.

With this, your payment will be authorized, and the purchase finalized, which brings much more convenience to your routine.

Remember that to use NFC technology effectively, it's crucial to strengthen the security of your device and always check your receipts after completing your purchases.

In any case, for those who want to keep their pockets free and avoid wasting time, this is certainly an excellent option!

Read also: What are the best payment methods for an online store? – Valor Notícias.