Learn how to apply for a Creditas Vehicle Secured Loan
With Creditas' Vehicle Secured Loan, you can get up to R$150,000 without selling your car. The application process is online and hassle-free. See how it works below:
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Required documents
To facilitate quick approval of your loan, please separate the following documents:
- Identity document (driver's license or ID);
- Proof of address;
- Proof of income;
- Vehicle information.
Simulation
Start the loan application process by simulating the loan. Visit the Creditas website and select the desired amount. In just a few seconds, you'll receive a personalized proposal.
Assessment
To approve your loan, Creditas conducts an online vehicle inspection. Enter the vehicle's details and wait for the assessment to complete.
Contract signing
After receiving the final proposal, review the terms and conditions and, if you like them, sign the agreement to complete the application process.
How long does it take for the credit amount to appear in the account?
Creditas guarantees deposit of the loaned funds within 24 hours of signing the contract. Therefore, after completing the application process, keep an eye on the account registered for payment.
Why apply for credit with Creditas?
Several companies offer Vehicle Secured Loans, but with Creditas, you can enjoy reduced rates and better payment terms.
With interest rates starting at 1,49% per month, installments starting at R$ 151 and up to 60 months to pay, it is much easier to pay off the contract.
It's worth mentioning that Creditas has over 12 years of experience in the credit market and has already helped more than 196,000 customers.
Main questions about Vehicle Secured Loans
Is the car still mine?
Yes, although the car is loaned as collateral, it remains yours and you can use it normally. You won't run the risk of losing it if you pay your installments on time.
Does Creditas accept financed vehicles?
Yes, Creditas accepts financed vehicles as collateral, as long as they meet the company's other rules.
Do I need to pay anything in advance?
No, Creditas does not request any amount for credit release. You only have to pay what is stipulated in the contract.
Which vehicles serve as collateral?
Passenger vehicles up to 15 years old are accepted, and all must undergo Creditas' online inspection procedure.
