Retirement Denied? See the Possible Reasons
Denied retirement is a very common problem that many workers face.
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This is because it is necessary to comply with a series of requirements established by INSS to be entitled to this benefit.
Therefore, being aware of the reasons that lead to a retirement application being denied is essential.
Retirement denied – main reasons
If the request is rejected, there may be several reasons for this, including:
Lack of recognition of special activity
If you have worked in a situation where you are exposed to unhealthy conditions, your retirement request may come sooner than expected and the request is more likely to be denied, as it is very costly to the public coffers.
Therefore, it is essential to have an LTCAT (Technical Report on Work Environment Conditions), as this document shows the employee's working environmental conditions during their work within the company.
Lack of contribution time on the day of retirement application
The lack of contribution time on the date of the retirement application is also one of the reasons for the application being denied.
This is because the contribution calculation is quite complex, so it is a good idea to seek help from a specialist to record certain periods.
Lack of contribution from self-employed or entrepreneur
Self-employed individuals or business owners who have stopped making contributions may also have their retirement application denied, as this type of retirement has peculiarities in relation to other professions.
Data inconsistencies in the CNIS
The CNIS is the National Registry of Social Information. This document lists the periods, as well as the amounts and contributions made during the working life.
So, if these periods are not in the document, the request will be denied and to resolve it you need to make an appointment at INSS to request review.
Failure to collect contributions by the company
If you have worked for a company and that company, for whatever reason, did not fulfill its obligations regarding contributions to the INSS, it is likely that retirement will be denied.
Therefore, in this case, it is enough to prove that you worked at the company through your work card.
Even if the company has not signed the contract, it is possible to prove it in other ways, such as through witnesses.
Erasure in the documentation or work card that forms the basis for the retirement application
It is essential to check whether the data recorded in the work card is clear, and whether the dates of admission or dismissal are legible or illegible.
This is because the calculation may be different from what you actually have and may show insufficient contribution time to retire.
