BANCO INTER SA: Learn how to open your Account and Card

Find out everything you need to know about the Banco Inter SA card and account.

If you don't even leave the house to go to the bakery, why go to a branch? No fees, no bureaucracy, and now contactless.

Banco Inter SA has launched a contactless payment card, and everyone who opens an account will receive it! Current Inter account holders will soon receive it too!

Even those without assets can open an account at Banco Inter SA. Tired of waiting in lines, fees, and slow or laborious procedures? Imagine being able to sort out your entire financial life with just one click. 

The benefits of opening a bank account and the services it offers are incredible. See some of them below:

• Real estate financing
• Available for individual and corporate accounts
• Investments
• Analysis in 2 business days
• Any withdrawal is covered by Banco Inter SA so the customer does not pay anything.

The account is digital and offers benefits that make the customer's life easier, all online.

It is not possible to issue checks, but you will be able to make payments, make free TEDs, and have a MasterCard debit card.

There is no fee if you do not use the card or make any transactions on the account.

What is a digital account?

THE digital account is a service of account A banking system that exempts consumers from fees. After all, every procedure is carried out online; there are no physical branches. However, any transaction that requires an employee to be present is subject to a fee.

Advantages of Banco Inter SA;

• No fees (no maintenance, no annual fees, much less services)
• Online payments.
• 100% online and free.
• It is possible to clear a check by photo.
• Issuance of a payment slip for free deposit.
• Unlimited and free withdrawals at Banco24 horas ATMs.

Credit Card with Contactless Technology

First of all, all Inter Bank cards function as credit and debit cards simultaneously. They also have no annual fees and include a cashback system.

In other words, you make purchases with your card and receive part of the money back.

The card also offers national and international coverage, meaning it can be used at physical and online establishments worldwide.

Currently, the financial product is also accepted on several payment platforms, such as WhatsApp, Samsung, Google, and Apple Pay.

Above all, the financial institution caters to all styles and budgets, with three types for customers to choose from depending on their needs: Gold, Platinum, and Black.

Read also: Credit or Debit? Which is the best payment option?

Banco Inter SA Gold Credit Card

Firstly, the Gold version It is the most basic, but there are still several advantages, such as:

• Special offers;
• Mastercard Surprise;
• Original Extended Warranty;
• Insurance for purchases made with a card;
• Price protection insurance.

Platinum more benefits and convenience

The Platinum line offers even more benefits and convenience, such as a travel assistant service to help you plan your dream vacation. Plus:

• Concierge services;
• Global Emergency Assistance, available 24 hours a day, 7 days a week.

Black the best option for your international travels

First of all, Banco Inter's Black credit card is perfect for consumers who travel internationally a lot.

There are several VIP lounges available and Wi-Fi is available worldwide. You can also take advantage of travel assistant and concierge services.

All cards use contactless technology, meaning there's no need to insert them into the card reader. Payment can be made simply by tapping the card!

I have a restriction on my name – SPC/SERASA, and now… can I open an account and card at Banco Inter SA? 

Banco Inter SA and its Digital Account team perform a specific analysis of each profile, in accordance with the bank's policies, and the restriction on the CPF does not prevent the opening of an account.

Read also: 10 credit card options that don't check SPC and Serasa!

Credit card for those with a bad credit rating in SPC and Serasa?

At Inter, it is possible to open an account without any problems with a bad credit rating, but there is no guarantee of being approved for a credit card (retirees, pensioners or public servants have an easier time).

Consigned credit card

The credit card available for application is a payroll loan. It offers special conditions, such as lower interest rates, and the deduction is made directly from your paycheck. However, it is approved for retirees and pensioners, as well as public servants.

Check out some advantages:

• Deducted from payroll;
• You can withdraw part of your limit;
• No annual fee;
• Without consulting SCP and Serasa;
• Lower interest rates.
• International purchases

Inter Bank is the most complete in the digital market

The only truly comprehensive bank. See the services:

• Checking account
• Credit
• Investments
• Insurance
• Consortium
• and many other facilities for your daily life. 

Step by step guide to opening a Banco Inter SA Digital Account

Opening a Digital Account at Banco Inter SA is simple and straightforward; just download the mobile app. You'll need a photo of your ID, a selfie, five signatures matching the ones on the document, and proof of address. It's simple, fast, and best of all, free! 

Website

Access the Banco Inter SA website, access Open your Account and fill out the registration.

Then, download the Banco Inter SA App to complete the procedure.

By App

Download the Banco Inter app, register, photograph your documents, and then send them. 

1. IDENTITY DOCUMENT – RG or CNH
2. PROOF OF CURRENT RESIDENCE.
3. Enter data carefully
4. Download the App
5. Fill in your details and accept the proposal
6. Take a selfie with the document
7. Send the documents

Problems with the app? Restart your phone, but if the problem persists, reinstall the app.

It usually takes less than 5 minutes to open your account at Banco SA. The approval of the account is before credit analysis, which can to take time a few days. You will be notified of the approval by email within 2 weeks of the application. account.

What can cause issues when opening your account?

• Incorrect information;
• Documents with expired deadlines: ID, more than 10 years old; Proof of residence, 90 days old.
• Photos of documents with erasures and illegible documents;

Now, keep an eye on your email. Whatever the reason, Banco Inter SA will notify you. 

To correct your registration or submit documents, access the app and restart the process. After reviewing your profile criteria, if your approval is denied, try again in 180 days. 

Now that you know everything about the process of opening a Banco Inter SA Digital Account, how about open yours right now?

To activate your Mastercard, unlock it below in the app menu:

1. Access the CARD option;
2. Press ACTIVATE – Activate your card now;
3. Fill in everything, enter a numeric password and press CONFIRM;
4. Ready! Use and abuse.

In addition to Banco Inter SA…

There are over 10,000 accounts opened daily and over 110,000 loyal investors. Through partnerships with stores, Inter offers customers cashback based on their purchases. It's that famous win-win: buy and earn cash back. 

More than 442,000 investors through the Inter Open Platform (PAI). In addition, it is possible to:

• Savings investments
• LCI
• CBD
• Social security
• and even shares, without intermediaries.

What do you think of Banco Inter SA? Leave your comment or question, share it with your friends, and be sure to open your account now!