Caixa Credit Card for People with Bad Credit
Due to this ease and the low risk of default, it will be granted without consulting Spc and Serasa.
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Even those with a negative credit rating can apply!
Did you like this news? Keep reading this article and learn all about the Caixa credit card for those with bad credit.
Who Can Access the Caixa Credit Card for People with Bad Credit?
This modality is exclusive to payroll loans, meaning that the customer will have the installments deducted directly from their payroll.
This news is incredible, isn't it? But did you know that you can still access it even if you have a name restriction?
This type of credit was created with public servants, retirees and INSS pensioners under 75 years of age in mind.
To apply for a Caixa credit card for those with a bad credit history, you must go to a branch with ID, CPF, proof of residence and benefit statement in hand.
A very interesting new feature for those who opt for the Caixa credit card for those with bad credit is that 95% of the limit can be used as cash in the account.
But be very careful as interest + IOF will be charged when making this contract.
What are the advantages of the financial product?
Even better are the advantages that the Caixa credit card offers for people with restrictions regarding Spc and Serasa, just take a look:
- Zero annuity: The Caixa credit card for those with bad credit has no annual fee, you only pay a fee of R$$15.00 to issue the card, which can be divided into up to 3 installments on the invoice.
- Interest rate: the interest rate is the lowest on the market, at just 2.85% per month for revolving use.
- No queries to Serasa and Spc: even if your name is bad, you will be able to access the card.
- Home check-up: The box offers a specialized professional to carry out maintenance in your home, such as: electrical inspections, shelf installation, water tank cleaning, among others.
- Elo Mania Club: Those who join also have the benefit of Elo Clube Mania, which gives consumers a series of discounts on products and services.
How to Pay the Caixa Credit Card Bill for People with Bad Credit?
Don't have any doubts about how to pay your Caixa credit card bill for those with bad credit, see here that it's very easy.
But, first of all, always check if there have been any discounts on your INSS benefit. The payment will be deducted directly from your benefit.
However, if the discount has not been made, payment can be made via Internet Banking, via the mobile app, lottery outlets, banking networks and self-service terminals.
Furthermore, the invoice is completely digital and will be sent directly to your registered email address.
Apply now for your Caixa credit card for those with bad credit and have on the Caixa website access to all these benefits!
