Credit card with cashback: 5 options for you to compare

If you don't want to have advantages and benefits when using your card, it's time to get to know one credit card as cashback!

But with so many options available, which card is right for you? 

In this article, you'll find the answers that will put you on the right path to choosing the best option and enjoying the benefits!

Cards with cashback?

Cashback cards are credit cards that return a percentage of the amount spent on purchases to the cardholder. 

This way, the financial return can be used in different ways, such as credit on the invoice, deposit into an account, or even converted into other benefits such as airline miles. 

The concept is simple: every time you use your credit card, a fraction of the amount you spent is returned to you.

How does it work?

Each card offers a cashback percentage that varies depending on the issuer's policy. 

For example, one card may offer 1% cashback on all purchases, while another may offer different percentages depending on the purchase category (such as 3% in supermarkets and 1% in other establishments).

In this sense, the accumulated cashback amount is generally credited to the holder's credit card account. 

Some cards accumulate cashback monthly, while others may offer cashback immediately after each transaction.

In short, the ways to redeem cashback vary. 

It can be automatically deducted from your card statement, transferred to a bank account, used to purchase products or services on specific platforms, or converted into loyalty program points.

Credit card with cashback: 5 options for you to take advantage of?

In times of economic recovery, the search for credit cards with cashback is gaining more and more space in the market. 

After all, who doesn't like getting back part of the money spent on shopping? 

This option can be especially attractive to smart consumers looking to maximize their financial benefits. 

So, with so many options available, we've highlighted the five best cashback cards for you to choose from.

To request them, just click on the card name and highlight it!

1. Nubank Ultraviolet

For those who want one credit card with cashback, Nubank Ultravioleta stands out as one of the most innovative cards on the Brazilian market.

For example, it offers 1% cashback on all purchases, which doesn't expire and is convertible into miles or invested automatically. 

The ease of use of the Nubank app and the lack of bureaucracy are also strong points.

Making it a popular choice among younger, more connected consumers. 

In addition, the Ultraviolet card provides exclusive benefits.

Such as access to airport lounges and travel insurance, which add significant value to the product.

Another aspect that makes this card stand out is the transparency of its cashback policies and fees. 

In this sense, unlike other cards, Nubank does not hide fees or impose complex conditions for redeeming cashback. 

Combined with a modern design and cutting-edge technology, Ultraviolet is an unbeatable option for those seeking simplicity and efficiency.

+ Nubank Ultraviolet: 5 reasons to order yours!

2. Credit card with cashback: Inter Mastercard Black

The Inter Mastercard Black card is another excellent option for those looking to maximize their return on spending. 

Thus, with 1% cashback on all purchases, it stands out for having no annual fee, which is a great attraction. 

In addition, the bank offers a complete investment platform.

Allowing accumulated cashback to be easily reinvested, further boosting users' earnings.

The absence of annual fees does not mean a lack of benefits. 

In short, the Inter Mastercard Black includes access to VIP lounges at airports, travel insurance, and the ability to make international withdrawals without additional fees.

In other words, these benefits make this card a solid choice for frequent travelers and those who value extra amenities.

It's worth noting that Inter's digital bank interface is intuitive and user-friendly, making it easier to manage your finances and accumulated cashback. 

For those who like to have everything in the palm of their hand and avoid bureaucracy, this credit card with cashback, is an option that combines practicality with financial advantages, offering excellent value for money.

Read also: Pre-approved loan denial — Causes and how to avoid

3. C6 Carbon

The C6 Carbon, premium card C6 Bank, offers up to 2.5% cashback on international purchases and 1.5% on domestic purchases, depending on the amount spent monthly. 

Therefore, this difference places the C6 Carbon among the most competitive credit cards when it comes to cashback. 

Furthermore, the bank allows card customization, something rare in the market, offering a more exclusive experience for its customers.

As well as cashback, this card offers a range of benefits.

For example, access to more than a thousand VIP lounges in airports around the world, points that can be exchanged for products, airline tickets or transferred to mileage programs. 

These additional points, combined with cashback, make the C6 Carbon a very interesting option for those looking to maximize the benefits of their credit card with cashback

Finally, the C6 Bank app is another strong point, offering a clear interface and advanced features for controlling expenses and investments. 

4. Itaú Personnalité Visa Infinite

The Itaú Personnalité Visa Infinite is a prestigious choice for those looking for a card with robust cashback and several exclusive benefits. 

Thus, with up to 2.5% cashback on international purchases and 1.5% on domestic purchases, it stands out for the significant return it provides. 

Furthermore, Itaú's points program is one of the most comprehensive on the market, allowing you to exchange them for miles, products and services.

This card also offers a range of additional benefits, such as access to VIP lounges, travel insurance, and a 24-hour concierge.

Ensuring a high-quality experience for your users. 

The ability to customize the card and excellent customer service are also factors that elevate this card's status in the premium card market.

Finally, the combination of generous cashback and exclusive benefits makes this card a highly attractive option for those seeking a comprehensive, high-quality financial product.

5. Credit card with cashback: Ourocard Elo Nanquim

Banco do Brasil with the Ourocard Elo Nanquim closes our list as one of the best options for cards with cashback. 

In this sense, offering 1.% cashback on all purchases, this card also stands out for its exclusive benefits.

For example, unlimited access to airport lounges and comprehensive travel insurance. 

Banco do Brasil's points program is robust and flexible, allowing exchange for various products and services, including airline miles.

Another advantage of Ourocard Elo Nanquim is the personalized service and security provided by one of the largest financial institutions in the country. 

Customers of this card have access to a series of exclusive services, such as concierge and personal assistant, which can be very useful in everyday life.

Furthermore, the ease of managing finances through the Banco do Brasil app is another positive point. 

The interface is intuitive and offers several features, such as expense control, investments, and accumulated cashback management.

Benefits of a credit card with cashback

Here, the main benefit is direct savings. 

For example, by returning part of the money spent, cashback cards help reduce the effective cost of purchases.

With the possibility of getting cashback, consumers are encouraged to use their credit cards more.

Which can be advantageous if use is responsible and controlled.

Additionally, the variety of ways to redeem cashback offers users flexibility, allowing them to choose the best way to use the returned amounts.

Conclusion

Choose the best credit card with cashback depends on several factors, including consumption habits, personal preferences and specific needs.

Therefore, the five cards presented stand out for offering an excellent financial return combined with a series of additional benefits. 

So, evaluate each of the options and consider which features are most important to you.

This ensures you make the best choice to maximize your earnings and enjoy exclusive benefits.

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