Online Credit Card, how to apply?

Check out the best online credit card options and how to apply! In this article, you'll learn all the details, benefits, exclusivity, and how to apply quickly and securely.

No more waiting in the dark and biting your nails with anxiety, waiting for days and months for your credit analysis to be approved. After all, there are now good and secure options with online applications that show you instantly whether you've been approved or not.

In fact, customers can make purchases online instantly, without having to wait for their physical card to arrive. Did you like this new feature? So, keep reading to see the best online credit card options approved instantly!

Méliuz – online credit card approved instantly with no annual fee

First of all, besides being an online credit card with instant approval, Méliuz has no annual fees. Plus, with this option, you can shop with peace of mind in Brazil and abroad.

Your card is approved instantly, and you earn up to 1.8% cashback. This means you can make purchases with your card as usual and get part of the amount you spent back.

For example, if you have an average monthly spend of R$$4,000.00 on your card and within that amount, around R$$2,000.00 is spent in online stores, the approximate amount of cashback to receive is R$1,700.00 per year.

In short, the Méliuz is a Brazilian company that offers discount coupons for online stores. This way, when purchasing online with the network's recommendation, part of the money also returns to the consumer as cashback.

There are more than 3,000 partner stores and around 2 million customers throughout Brazil.

Advantages of Méliuz's instant credit card approval

• No annual fee;
• International card;
• Cashback of up to 1.8% in cash to use as you wish;
• Card management via the app: track your purchases, check limits, change your password, and generate payment codes via your cell phone;
• Cell phone top-ups using your card limit;
• Making cash withdrawals as if it were a personal loan.

How do I apply for a Méliuz credit card?

Initially, the procedure is very easy and the online credit card is approved immediately. Although the financial product is managed by Banco Pan, it is not necessary to be an account holder.

Therefore, the first step to applying for this card is to visit the Méliuz website or download the app on your phone. Then, select the "I want my Méliuz card" option and fill out the application form, providing the required information.

Finally, the credit analysis response is sent directly to your email. The only downside is that the company does not provide the virtual card. In other words, to start making your purchases you have to wait for the physical version to arrive at your home.

Trigg – the online credit card approved instantly in less than 5 minutes!

Secondly, we can say that Trigg, within our list, is the credit card with the fastest approval.. The procedure is automatic and takes less than 5 minutes.

Plus, this option is definitely one of the most visually appealing. After all, characters like Scooby-Doo, Wonder Woman, Superman and others, are part of the print and you choose which one best suits your style.

Meanwhile, it's worth noting that, like Méliuz, Trigg offers a cashback system. This means you can make purchases using your card and receive up to 1.3% of the amount back.

However, this balance is only used as invoice discount or else in donation to other institutions. Furthermore, the customer can withdraw cash at any time in Brazil and abroad, as if it were a personal loan.

It is worth noting that the company charges some fees for annual fees, card issuance and withdrawals, as shown in the table below:

Annual fee R$10.90 National withdrawal R$9.99 International withdrawal R$10.00 Card issuance R$24.90

Advantages of selecting the Trigg credit card

• Cashback in the form of a discount on your invoice or donation;
• Beautifully designed credit card;
• Possibility of requesting other additional cards;
• Insurance against unforeseen events included;
• Assistance for dogs and cats;
• Cash withdrawals in Brazil and abroad;
• Band Trigg: Count on an exclusive payment wristband. This way, you don't need to use your card; just touch your wrist to the card reader;
• Integration with Samsung Pay;
• You use the virtual card immediately.

Finally, the application is made on the institution's official website or through the mobile app. Simply fill out the application with your personal information and wait for the results, which are ready in moments.

Neon

At first glance, Neon is a financial institution that offers digital accounts and credit cards in partnership with Visa and Banco Votorantim. The credit card has no annual fee and is quite attractive.

Therefore, to have access, First of all, you need to open a digital account at Neon. Emphasizing that the procedure is simple and bureaucracy-free, everything can be done directly from your cell phone.

Advantages of Neon's instant online credit card approval

Zero annuity: One of the first and main advantages of having this card is the zero annual fee. This means the customer only pays for what they spend, generating greater savings.

Direct debit: possibility of setting up automatic debit for your bill, making it easier and avoiding paying interest for forgetting to pay the bill.

Virtual credit card: This version is exclusive for more secure online shopping. From now on, you can enjoy the best payment conditions and offers from online stores.

Management via App: Your credit card limit and bill are available on a single screen, with a very interactive design.

Did you like this option? Order yours now. As we mentioned at the beginning, the first step is to open your digital account. Then, in the app, just request the credit functionThe card arrives in the comfort of your home by mail!

Saraiva Credit Card

When it comes to “cost-benefit,” the Saraiva credit card is undoubtedly the best. There are countless advantages such as miles and points program with zero annual fees.

Benefits of Saraiva's instant online credit card approval

• Zero annual fee (Also read credit card with free annual fee forever);
• With each purchase, the customer earns points and can exchange them for discounts;
• International credit card;
• Special offers and discounts at Saraiva stores;
• Exclusive discounts and benefits with Vai de Visa;
• Accumulation of air miles in the Latam Points Program.

How to apply for the Saraiva credit card?

In summary, the request of the Saraiva credit card can be done on the Saraiva or Banco do Brasil website (also available in branches and on the App).

Ourocard App

• Track your purchases in real time;
• Personalize your card with the photo of your choice;
• Enable the card to make purchases abroad;
• Generate virtual cards to make online purchases;
• Obtain bank slips and duplicates;
• Request a dispute over undue purchases.

Did you like it? The app is available on Google Play and the Apple Store. By the way, you don't need to be a customer to register. Bank of Brazil. You also have the opportunity to purchase Gold Insurance and protect your card from fraudulent purchases.

Banco Original: 4 online credit card options approved instantly

Last but not least, the Banco Original cards They're easy to apply for and are approved instantly. However, your application is tied to opening a digital bank account.

There are currently 4 card options available: International, Gold, Platinum and Black. Each one designed to serve audiences with different needs within the same financial institution.

Banco Original International online credit card approved instantly

It works like this: you register your card number on the Mastercard website, and with every purchase you make, you earn 1 point. Collect points and start buying one product and get the second completely free. The offer is also valid at partner bars, restaurants, and cinemas.

Gold

It includes all the benefits of being a Mastercard Gold customer, including the purchase protection service for purchases made with the card. The purchased product already comes with insurance against accidental damage and theft.

Platinum

In addition to progressive discounts and exemptions based on billing expenses, a new feature is the cashback system, which allows you to receive up to 1% back on purchases made using your credit card.

Black

The Black line is rightly one of the most comprehensive options, and even if you travel internationally a lot, this is the card you should consider. After all, it offers exclusive benefits like VIP lounges at airports and Concierge service to assist you on your travels.

The Original Black credit card also offers cashback. In this case, the cashback is higher, reaching 1.5% on purchases made using the credit function.

Well, in addition to all these advantages and peculiarities of each card, Banco Original offers the following benefits to its entire customer base, such as:

• Integration with digital wallet;
• Contactless Technology;
• Cashback system on purchases paid using the credit function;
• Up to 5 additional cards with no annual fee;
• Virtual card for online purchases with greater convenience and security;
• Exclusive discounts at Meu Original.

In conclusion, a credit card is an excellent financial ally, and the sooner we get approved, the faster we can increase our spending power. Of course, spending should be done cautiously, always keeping your financial health in mind.

In fact, there are endless options in the credit market. In short, this list of instantly approved credit cards offers the most advantages and easiest approval times.

Take advantage and check out our free international credit card suggestions. Click the button below to find out all the details!

Written by Valor Notícias Content Team Updated May 20, 2021