Credit cards with high limits. What are they?

Discover the best high-limit credit card options! Learn about their benefits, how to apply, and much more!

A credit card with a high credit limit is a great option, and rightly so. Besides increasing your spending power, it also offers several benefits.

Especially for consumers who travel internationally a lot, whether for work or pleasure!

But what are these types of cards? Where and how do you apply? Well, if that's your question, that's it.

So, below you can choose which one is best for you!

8 Credit Card Options That Allow High Limits

1 – Credit card that releases a high limit Azul Itaucard Visa Infinite

First of all, the Azul Itaucard Visa Infinite releases high limits and all expenses on the invoice are returned in the form of points.

This way, what would be “debt” returns as miles and benefits on Azul airline.

The minimum income required for approval is currently R$1,400,000.00. In fact, there are numerous benefits and advantages, especially when it comes to travel.

One of the card's benefits is that you can bring a companion for free on your trip, as well as three free bags on domestic and international trips.

Customers also have access to check-in, priority boarding, and access to VIP lounges to make waiting for their flight more comfortable.

Earn up to 60,000 bonus points to exchange for miles or discounts!

In the meantime, when requesting the card, spending R$$20,000.00 or more on the invoice, in the first 3 months, the customer earns 60 thousand bonus points. You can exchange them for miles and discounts!

2 – Credit card that releases high limit Latam Pass Itaucard Platinum

Secondly, the Latam Pass This is a partnership between Banco Itaú and the airline Latam. The result is a variety of benefits, both for travel and everyday payments.

There are two cards to choose from: Visa or Mastercard. Both are well-known and accepted at millions of establishments in Brazil and around the world.

Regarding the annual fee, the fee is free whenever there is a minimum spend of R$1,000.00 on the invoice.

Read also🔜Credit Card with free annual fee forever!

Plus, every dollar spent is worth 4 points, so you can accumulate and exchange them for discounts on flights and miles with Latam.

There is still the option to purchase points separately through the platform, make the payment with Latam Pass and get a 50% discount on your payment.

3 – Credit Card that releases high limit without annual fee – Samsung Itaucard Visa Platinum

This is a first for the credit market and a partnership between Itaú and Samsung. The merger has resulted in advantageous terms for purchasing smartphones in the store.

In the end, the customer has the possibility of paying for the purchase in up to 24 interest-free installmentsAnother factor is that this is a credit card suggestion that allows a high limit without an annual fee.

4 – Latam Pass Itaucard Mastercard Black

In fact, Black cards are the types that offer higher limits and offer more benefits to consumers. The fourth suggestion is Latam Pass Itaucard Mastercard Black.

The annual fee is waived whenever there is a minimum spend of R$$20,000.00 on the invoice. However, if this requirement is not met, the fee is 12 monthly installments of R$$100.00.

When using the card, you accumulate 5 points for every dollar spent in the Latam Pass Points Program (formerly Multiplus).

Therefore, the more points you accumulate, the more redemption options you have. You can exchange them for miles, products, services, and more!

In fact, spending R$1,000,000 in the first 3 months, Latam credits 20 thousand bonus points on your CPF. Unlike other options, Black customer points do not expire.

5 – Credit Card that releases high limit XP Visa Infinite

The XP Visa Infinite credit card is initially a partnership between XP and Visa. However, it's only available to clients with investments greater than R$1,000,000.

The detail lies in “investback,” the institution’s cashback system. This way, part of the money spent on the invoice comes back in the form of investment in an exclusive application.

The customer can redeem the balance at any time, in some cases the amount received back reaches up to 5% on purchases made at partner stores.

The limit depends on the amount of financial investments. In other words, the higher the investment value, the higher the card limit.

6- Unlimited Santander Card

With a single approved application, you have two card options: Visa and Mastercard. These are the most widely accepted cards at thousands of establishments in Brazil and around the world.

Santander also offers users a points program, in which each dollar spent is equivalent to 2.2 points.

This way, with all your spending, you accumulate points that can be exchanged for various products, services or discounts on your annual fee.

Recently, the fee was R$107.50 per month, but it's possible to get a waiver. This means that if your billing expenses reach R$40,000.00 or more, the annual fee is completely waived.

Unlimited Santander is only available to bank account holders. To request it, simply contact your account manager.

7 – Mastercard Black Box

The penultimate credit card suggestion with a high credit limit is the Caixa Mastercard Black. Therefore, the limit varies according to each customer's individual credit analysis. However, the minimum limit is R$1,000.00.

Caixa's Mastercard Black is accepted at over 30 million establishments worldwide. It even allows you to withdraw cash in local currency.

The annual fee is R$76.75 per month or a single installment of R$76.75.

Participation in the Caixa Points Program

Once your request is approved, when you pay your first bill (provided you spend more than the annual fee), 4,000 bonus points will be credited to your CPF.

In short, Caixa's rewards system allows customers to accumulate points based on their spending. The difference lies in the flexibility to choose where to redeem points.

There are multiplatforms available for this purpose, take a look:

• All Blue;
• Smiles;
• Latam Pass;
• TAP Miles&Go;
• In More and
• Dotz.

By registering your card on Caixa's website, you also gain access to over 500 airport lounges worldwide. You can also apply for a card directly at a Caixa branch.

8 – Black Banco Original high limit credit card

First of all, Banco Original's Black Card has the Mastercard brand with all the Black benefits included.

Furthermore, another advantage is the cashback system, which allows you to receive money back on all purchases made using the card.

If you spend R$10,000.00, you'll receive a cashback balance of R$1,501. You can also use the cashback as a discount on your bill or your checking account.

For example, if you spend R$1,400,000 on your bill in a given month, the refund amount is R$1,400,000. The money can be used as a discount on your bill or credited directly to your checking account.

To use the card, you'll need to pay an annual fee of R$1,400,000.00 per month. However, you can qualify for a fee waiver with a monthly spend of R$1,000,000.00 or with investments of R$1,400,000 or more at Banco Original.

Mastercard Black Benefits

In addition to the high limit, there are numerous advantages to being a Black customer. Check out the main ones below!

Original Extended Warranty and Protected Purchase

When you pay for a purchase with Mastercard Black, the product comes with an extended warranty, in addition to the manufacturer's. The great thing is that there's no fee for this.

The Protected Purchase service offers special coverage against theft and accidental damage to the product, provided the payment method was made with Mastercard Black.

Travel Inconvenience and Auto Insurance

Your hotel reservations are also protected in case of any unforeseen circumstances. This means that expenses and accommodations paid in advance with your card are covered in the event of any unforeseen circumstances.

Therefore, the benefit also extends to the cardholder's companions and children, even if they are traveling alone.

Auto insurance covers rental cars in Brazil and worldwide. The benefit covers damage caused by accidents, accidental fire, and theft.

Travel Medical Insurance

Above all, your health and well-being will always come first when traveling abroad. Travel Medical Insurance is a benefit granted to all Mastercard Black customers.

This provides you with medical assistance, which is also available to the cardholder's children and spouse. However, the ticket purchase must be paid for with a Mastercard Black card.

Due to the content and information presented, the types of credit cards that release high limits are the Black, Infinite and Platinum. Of course, it all depends on each customer's credit score.

Read also 🔜 How does the Platinum credit card work and what are the benefits?

Therefore, compare the annual fees, benefits, and card coverage and analyze which option best meets your daily needs.

In other words, if you are someone who is always traveling, whether for work or vacation, the Black line offers several advantages.

On the other hand, if your consumption profile involves more day-to-day expenses, or occasional expenses, such as purchasing electronics, which happen a few times a year, for example, the Infinite and Platinum lines are perfect.

Credit card with a limit of 5 thousand for those with bad credit

Having a credit card with a limit of 5,000 can increase your purchasing power and help you achieve many dreams, without a doubt. 

However, if you have a negative rating, you may find it difficult to get approved for a credit card that allows a high limit. 

Did you know it's not impossible?

However, it's not simple, and it won't happen overnight. You need to have a strong relationship with the institution and utilize the services it offers.

This way, you get a small credit limit, and depending on your use, you can reach a limit of R$1,000,400,500. 

Check out a list of credit cards below where you can get a good credit limit, even if you have a bad credit history.

1. Mercado Pago

Mercado Pago is known for releasing credit limits for those with bad credit. Credit Market. 

This makes it easier for customers to obtain a physical credit card, which is still a novelty at this bank.

The Mercado credit card has no annual fee, nor does its digital account. With it, you can pay for your Mercado Livre purchases in up to 18 interest-free installments. 

Additionally, it offers other advantages to its users, for example:

• Double points;
• Price Protection;
• Purchase Protection;
• Original Extended Warranty;
• Emergency Withdrawal;
• Travel assistance service;
• Go with Visa;
• Visa Checkout.

To get this card, you must already be a Mercado Pago customer and join the waiting list, as it is being released gradually.

So, download the app, open your account, and start using your digital account. 

2. PicPay Card

PicPay takes a little longer to release credit to users with bad credit, but it's also not difficult to get approval with this fintech. 

The digital account is free and the credit card has no annual fee. Furthermore, it offers many financial services and products to its customers. 

Among the main advantages of the card, we can highlight, for example:

• Mastercard Surpreenda Benefits;
• Cashback on campaigns;
• Contactless payment;
• Payment of bills in installments and cashback;
• Zero annual fee.

Reaching the R$1,000 limit on PicPay won't be quick, but with a little time, patience, and strategy, you can do it.

3. Iti Itaú

Iti also offers credit to those with bad credit. The card has no annual fee and offers many benefits, including: 

• Easy approval;
• Virtual card;
• Physical card without numbers;
• Discounts and offers from Iti partners;
• Visa Platinum discounts and benefits.

Download the app and request yours! 

Credit card with a limit of 50 thousand

Have you ever imagined having a credit card with a limit of R$1,000,000? Yes. It exists. credit card that allows a high limit, that even exceeds this value. 

However, they are known as high-income cards and only approve people with high salaries or investments. 

One alternative worth mentioning is the Pag Bank credit card. In addition to having no annual fee, it can be approved for people with low score or negative.

However, you must invest in a PagBank CDB. The invested amount instantly becomes your credit limit. 

To access this service, you need to open a digital account with this bank and apply the amount you want as a credit limit to a CDB. 

Check below a list of credit cards where your limit can reach R$1,000,004,005 or even more.

1. Itaú Uniclass;
2. Nubank Ultraviolet;
3. C6 Carbon;
4. XP Visa Infinite.

Which credit card has a limit of 20 thousand?

Getting a credit card with a limit of R$$20 thousand is a little more, however, to make the test easier, you need to prove income above R$$5 thousand. 

Among the best credit card suggestions with a limit of 20 thousand reais, we can highlight: 

• Iti Itaú;
• Nubank;
• C6 Bank;
• Original;
• NEO Bradesco;
• Santander Elite Platinum;
• Latam Pass Itaucard Visa Gold;
• Samsung Itaucard.

What credit card has the highest limit in the world?

Have you ever dreamed of having a credit card with no limits? Have you ever considered how it wouldn't bring any benefits to your life? 

In practice, the long-awaited unlimited credit card doesn't exist. That's right, we've been fooled! 

What exists is a credit card with no pre-established or predetermined limit. 

Regular credit cards have a pre-established credit limit, right?

With this limit, you can make purchases and pay in installments, but the bank may not approve or cancel your purchase, even if you have a limit on the card.

With the "limitless" credit card, the same thing happens. Although there's no predetermined limit, purchases must be approved by the bank. 

If he deems it necessary, he may not approve the purchase. 

The bank knows each customer's payment capacity and their consumer behavior, and credit limits are released based on these two criteria.

Just because you have a credit card with no limits doesn't guarantee you can buy until you go over your limit. 

As you can see, there is no card without limits, but there are cards with very high limits.

In fact, there is a specific credit card that is known as having the highest limit in the world, it is the American Express Centurion Card. 

Users are hand-picked by Amex, and they must also move millions and have specific habits, such as buying luxury items.

Let's get back to reality? Keep reading and discover how to get a credit card with a high limit—a far cry from the Amex Centurion Card, but enough to meet your needs. 

How to get a credit card with a high limit?

If you want a credit card that allows a high limit, there's no magic! What can help you are good financial habits and proof of a high income. 

Additionally, use the account linked to your credit card and the credit limit you already have available.

Always pay your bill on time and avoid paying in installments after closing. 

By adopting good consumption and payment practices, even if you don't get a high initial limit right away, you will certainly achieve it over time. 

Take advantage and discover the best credit card options with instant approval. Click the button below to learn more!