[SX Card] Learn how to apply for the Santander SX credit card with NO annual fee

Fees and more fees, are you tired of them? Now is the time to align our bonds of trust and hope to keep the country's economy moving.

EXCEPTIONAL FEATURES OF THE FREE CREDIT CARD

App Way – control and track your expenses online from wherever you are, in your own hands.

Santander Pass – watch tag, wristband card, and sticker. Simply tap to pay.

40 days to pay the invoice – extended deadline to close the month’s accounts in peace.

Discounts on Santander partnerships - until 50% at Esfera partners. Get discounts on products and services at over 200 Esfera partners, including up to 40% at Casas Bahia, 50% at Cinépolis, 15% at Avon, and more.

Cash withdrawal on credit – withdraw credit and pay only when the invoice arrives.

MasterCard Surprise – buy 1 get 2 free in Cinemas, Restaurants and Bars.

Installments up to 24x – flexibility to pay your card.

Autonomy – Way app that manages your Santander.

Advantages

Easy shopping, unmissable discounts, and more power in your everyday life.

You must be wondering how much you need to earn to receive various discounts on services in more than 300 partners. It's not that difficult.

It's normal to praise a bank that has policies that suit our needs and are more flexible.

The Free Card is theoretically easier, especially if you're a current account holder.

What is the minimum income for the Santander Free credit card?

No checking account R$ 998.00
With checking account R$ 500.00

More about the Santander Free credit card…

Additional Card

Additional Cards are free of annual fees when you accumulate R$ 100 in purchases on the total invoice.

Extend the benefits of your Santander Free credit card and include up to 5 people in your relationship.

All expenses are concentrated on your invoice and you can even determine the credit limit for each additional charge.

You can request your additional card through the Way app or Internet Banking.

The Sphere program

In addition to the branded programs, you are entitled to one from Santander bank. The advantage is being entitled to Travel Insurance and to the Car Rental Insurance.

STEP BY STEP to apply for your Santander FREE credit card with NO annual fee

Making a request is very simple. You can submit your request through the website, the Way app, the agency, and the Customer Service Center.

With one of the largest brands in the world, available everywhere, Mastercard Gold International allows you to make purchases anywhere in the world.

Access the “Request Card” button on the Santander Free credit card home page: Santander Free
Then, a page will open where you must enter your CPF.
Click "continue" in the bottom corner. It's very red!
Enter your full name, phone number and email address.
You may or may not be approved. If you are not approved,

“____, we are unable to approve your request at this time.

It will undergo further analysis and may be approved in the coming months. If approved, the card will be automatically sent to your registered address. Thank you for your interest in our cards.

The best way to get your card is to already have a Santander account. This is very helpful. You can also try opening an account with Santander.

Beyond that, you need to maintain a good relationship with banks and institutions. Keep your accounts up to date and use your bank's services.

Second way to get your Santander Free credit card

Customer Service CenterIf you prefer, a few days after completing the card application, after the requested date, you can contact the Santander Free credit card to find out if your Santander card has been approved.

The telephone number is 4004 3535 (capitals and metropolitan regions). Call!

To apply by phone, have all your documents on hand:

proof of income
Address
ID
CPF

The telephone number is: 3003 – 3733 capital or 0800-725-3733. You can even go directly to the agency with your documents in hand.

How the Santander Card works

With the Santander Free card, if you spend less than R$100 You'll pay the annual fee. You can even have your own virtual card. With a virtual card, you can buy anything online. As you use it, the limit increases to meet your needs.

Cons of the Santander Free credit card

Don't even think about delaying payment.
The interest rates are very high!
There are withdrawal fees, after all, it's like a loan.
Increase your limit quickly! Be careful with your spending.

Annuity

12 installments of R$ 31.17 – holder
12 installments of R$ 15.58 – additional

But if you accumulate R$100 in purchases, your annual fee is waived.

REQUIREMENTS

To be able to apply for your credit card you must:

Be over 18 years old
Present CPF
Account holder or not

Is it worth applying for a Santander Free credit card?

If you don't spend R$ 100 per month on cards, it's not worth it. However, you should concentrate your purchases on that card to accumulate points.

This card's rewards program is quite interesting. You can put your usual purchases on the card and save the money to pay your bill.

To get more limit

Pay your bills early and keep your accounts up to date increase your credit SCORE.

Use your card and make transactions with it. You can even make transactions via Mercado Pago.

These transactions are free of charge, increasing the chances of a credit increase and application.

Stay on track to avoid debt and avoid paying in installments on your card. Try to pay everything upfront or choose the fewest installments possible. AVOID paying the minimum amount on your card bill to avoid high interest rates.

Consultations

Consult the general conditions available at:

www.santander.com.br > Santander > Insurance and Capitalization and in branches.

Ombudsman Channel 0800 726 0322. To hire, look for an agency or call 4004-3535.

Official Address of Santander São Paulo

Banco Santander (Brasil) SA – CNPJ nº: 90.400.888/0001-42

President Juscelino Kubitschek Avenue – 2041/2235-Block A, Vila Olímpia – São Paulo – SP. Zip Code 4543011. Brazil.

LEARN HOW TO APPLY ➔

Credit Market

[email protected]

January 15, 2020