7 digital wallet options with Pix and credit card

In this text, you'll find great options for digital wallets with Pix and credit cards that are easily approved!

A digital wallet is an electronic tool that allows its users to store money and carry out electronic transactions, that is, via cell phone.

Additionally, they can store credit and debit card data for users to make payments.

However, companies are creating increasingly comprehensive digital wallets, allowing users to carry out a wide range of banking operations and transactions.

They are even offered as digital banks, however, there are those that are more limited and only serve to make payments and receive payments, for example, PayPal and Samsung Pay.

However, we won't talk about them in this post. Today you'll learn about 5 digital wallets complete that offer Pix and credit card for its users.

Don't miss it! See the index below. digital wallets with Pix and credit card:

• 1. PicPay;
• 2. PagBank;
• 3. Mercado Pago;
• 4. Bitz;
• 5. Iti;
• Conclusion.

1. PicPay

THE PicPay, certainly, it is one of the best digital wallets with Pix today. In fact, it was one of the first fintechs to make the Pix installments.

With this service, customers can pay for their Pix transfers in up to 12 installments, as long as they have enough available credit on their credit card.

Additionally, you can schedule this transfer, just like with any other digital wallet.

It is still possible to receive via Pix even if you do not have a registered key. A code is generated in the application, just copy and paste it for whoever is making the transfer.

However, it's not just these features that make PicPay one of the best digital accounts today; in fact, it's the ease with which you can earn cashback and discounts on bill payments.

By making this digital wallet your primary means of paying for your purchases and making transfers, you will see how advantageous and cost-effective it will be.

Your credit card has no annual fee and is accepted at thousands of establishments in Brazil and abroad.

Finally, your balance in the account still yields up to 105% of the CDI (Interbank Deposit Certificate). In fact, it's one of the highest-yielding digital wallets.

To find out more details and open your account, read our content.

2. PagBank

With PagBank, your balance can yield up to 75% more than savings accounts. In fact, it was one of the first digital wallets to offer income on the account.

It offers a comprehensive range of services and products to its clients. You'll find solutions for your business and personal use.

Among the main advantages of using PagBank, we can highlight, for example:

• Scheduling bill payments;
• Advance FGTS Anniversary Withdrawal;
• No fees;
• International Card;
• Corporate Account;
• Free 24-hour bank withdrawal;
• Online loan;
• Cashback on cell phone top-up;
• Free and unlimited TED and Pix;
• Machines;
• CDB with no application limit and yielding up to 110% of the CDI.

Plus, you can easily transfer your salary and use your money to take advantage of all the benefits PagBank offers.

If you are looking for digital wallets with Pix and credit card that can help you organize your finances.

Read our content and see how to open a free account at PagBank.

3. Mercado Pago

THE Mercado Pago It was one of the first payment wallets in Brazil. It stands out among others for its ease of granting credit.

However, your physical credit card is new and continues to be issued to customers who were on the waiting list.

In fact, they are giving preference to customers who use Mercado Crédito frequently and have made the salary portability.

Mercado Pago is a great fintech and offers many financial services and products to its customers.

With your payment account, you can carry out various transactions and banking operations, including purchasing cryptocurrencies.

However, they are a bit heavy-handed with interest, and they don't have fast support.

However, it serves the unbanked and those who have difficulty obtaining credit from other institutions very well, even if they have a negative credit history.

Your 100% account is free and easy to open. Download the app, available for Android and iOS, and become a customer.

4. Bitz

Bitz is a payment wallet from Banco Bradesco. It's very simple and intuitive to use, perfect for those who continue to adapt to the digital age.

When you open your account you already earn R$ 15.00, if you refer friends you can also continue earning and accumulate extra money to use as you wish, including making Pix.

With this digital account, you can pay, receive, and even charge in a very simple way.

Your money also earns interest in this digital wallet, however, only on balances above R$ 10.00. 

One of the great advantages of Bitz is that it has no fees or charges, you can do everything for free.

Your credit card is still new to the market, but it already comes with many advantages, for example:

• Free annual fee;
• Withdrawal in up to 24 installments;
• Half-Price Tickets at Cinemark;
• Mobile bonus of R$ 20.00.

To request your Bitz card, click here.  

Attention: Banco Bradesco has ceased commercial activities with Bitz since 2023.

5. Digital wallets with Pix and credit card: Iti

Iti, like all the options mentioned in this text, are more than payment wallets, they are complete digital accounts.

It is Banco Itaú's digital bank, but it is completely independent and has its own services and features.

In addition to Pix, it offers a credit card full of advantages. One of its main features is that it offers easy credit limits, even for those with bad credit.

This digital wallet became very popular due to its friend referral program and Iti Missions.

It is still possible to earn money by referring Iti, however, the weekly missions are not available at the time this text was posted.

One of the disadvantages of this digital bank is that it charges fees for some services, such as transfers and paying bills with a credit card.

If you pay a bill using the Iti credit card, a fee of 2,49% will be charged on the payment amount.

However, it reaches 3,99% if the payment is made with another credit card registered in your digital account.

You also have access to other credit products and can check your CPF and renegotiate your debts directly from the app.

For more details, visit the Iti website. To open your account, download the app available for Android and iOS.

Conclusion

As you can see, the digital wallets with Pix and credit card are more than just payment wallets, they are complete digital banks.

With them you can:

1. Earn cashback;
2. Extra money;
3. Purchase millions of items at discounts;
4. Take out loans;
5. Buy cryptocurrencies;
6. Sell and receive directly into your account;
7. Save on fees, monthly payments, rates and annual fees;
8. Make salary portability;
9. Advance the FGTS Anniversary Withdrawal;
10. Open an account for your business;
11. Invest;
12. Among others.

So, what are you waiting for to open an account and enjoy all these benefits?

Here on our blog, you'll find many recommendations for the best digital accounts available today. Don't miss out!

+ Digital wallets: discover the 5 best on the market