How does the CDB + Inter credit limit work?
You've probably already heard of – and are even a customer of – Banco Inter, right?
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Along with Nubank, Inter is one of the “protagonists” when it comes to digital banking and fintech.
In addition to the numerous services offered by the institution to its clients, one of them has attracted a lot of attention from those interested in the investment sector: the CDB + Inter Credit Limit.
Have you heard of it?
Want to know more about how this service works?
We explain everything in today's content!
The hpje text will cover the main points of the service and everything you need to know to get to know this tool from Banco Inter.
Today's material will be divided into topics and will cover the following topics:
- Meet Banco Inter
- What is CBD?
- What is CDB+ Inter Credit Limit?
- How does the CDB + Inter Credit Limit work?
- What amounts can you invest in the CDB + Inter Credit Limit?
- Positive points of the CDB + Inter Credit Limit
- Conclusion
Meet Banco Inter
One of the main representatives of the wave of digital banks that emerged in the last decade, Banco Inter is a Brazilian online financial institution.
Thanks to its uncomplicated services, free from the bureaucracy typical of financial institutions, Banco Inter has been gaining increasing popularity among Brazilians.
In addition to the digital account, Banco Inter currently offers a variety of other financial services to its customers, such as debit and credit cards, loans, insurance, investments, financing, and consortia.
The topic of today's text is one of these investment services, the CDB + Inter Credit Limit.
What is CBD?
THE CBD – or Bank Certificate of Deposit – is a fixed income investment.
In it, the client lends a certain amount of money to a financial institution of their choice.
In return, the client receives a rate of return that is defined at the time the agreement is closed, and is proportional to the investment period.
Due to the profitability and security this option offers the client, the CDB is one of the most popular investments for those looking to invest in fixed income.
What is CDB + Inter Credit Limit?
Now that you know a little more about Banco Inter and how CDB works, it's time to talk about one of its services: CDB + Credit Limit.
CDB + Credit Limit is a special program from Banco Inter, and consists of providing a credit limit for your card through investments.
With it, your credit limit increases as you invest in CDB.
Furthermore, another point that draws attention to the program is the opportunity to invest your money where it will yield more than in a savings account, for example.
How does the CDB + Inter Credit Limit work?
The service works very simply: When making an investment in CDB + Inter Credit Limit, this amount is automatically converted into a credit limit for your card.
In other words: the higher the value of your investment, the higher the limit available to you on your credit card!
What amounts can you invest in the CDB + Inter Credit Limit?
To ensure that the invested amount is automatically converted into a new credit card limit, the user must invest any amount between R$ 100 and R$ 25 thousand.
This makes the CDB + Inter Credit Limit an accessible option for all audiences and client profiles who want to enter the investment sector.
Positive points of the CDB + Inter Credit Limit
Now that you know a little more about the CDB + Inter Credit Limit program and how it works, we've put together three positive points to convince you to choose this option to invest your money!
A higher yield
As mentioned at the beginning of the text, the CDB is an excellent option for those looking for a higher return on their money.
This is because, compared to the return offered by savings, when investing in CDB + Credit Limit, your money will yield 100% of the CDI.
Furthermore, the investment has a three-year validity and daily liquidity. This means the client can withdraw the amount of their available limit whenever they want.
Credit limit increase released immediately
With this investment option, when you invest any amount in the CDB + Credit Limit, your money is instantly converted into a credit limit!
Therefore, the greater your investment, the greater the limit available on your Inter card.
The opportunity to still guarantee cashback
Cashback is, without a doubt, one of the biggest innovations in recent times when it comes to money.
This option – which is here to stay – has been increasingly popular among Brazilians, even becoming a decisive factor when making purchases.
And of course, CDB + Credit Limit understands this! Therefore, one of the program's advantages is that when you make purchases with your invested limit and set up automatic debit on your credit card bill, you're guaranteed a special cashback.
In other words: in addition to making a profit with your money earning interest in the CDB, the customer also guarantees cashback!
Conclusion
Did you understand how this Banco Inter service works?
For those who have never had direct contact with the world of investments, the CDB + Inter Credit Limit can be a great way to enter this world.
In addition to being a fixed-income investment – therefore, it has lower risks for the investor – it is relatively simple compared to other investment models currently present in the financial market.
If you're interested in the service, contact Banco Inter to learn more about how it works and how you can join the program.
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