Sicoob Consortium – Discover the options for you
When applying for the Sicoob Consortium, the customer has great ease because they can track everything through the app.
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Furthermore, there are huge savings because it is possible to finance up to 100% of the asset with a lower final cost, without an adhesion fee.
Therefore, the installments are affordable and the service is also interest-free.
Additionally, there is great flexibility in choosing the plan that best meets your needs.
Therefore, today we will talk about the Sicoob Consortium options, all the advantages and conditions.
Real Estate
This modality It helps you finally conquer your little corner.
Among the advantages offered by the company, we can mention convenience because it is possible to follow the consortium information through consortium member area.
Another advantage would be Sicoob's experience.
This is a solid company that has been operating in the market for over 40 years, so you can count on complete security.
Furthermore, it is worth highlighting the freedom because after contemplating the Sicoob Consortium, you can choose a used or new urban property.
Likewise, you can use the credit to pay off a loan you own.
On the other hand, there is the benefit of ease, given that the company allows the use of FGTS to bid on the consortium, pay off, amortize or pay monthly installments.
It is also worth mentioning that the payment term is up to 240 months.
Finally, we must talk about the economy because the installments are interest-free and the administration fees are fair.
Secondly, there is the Sicoob Consortium of automobiles, the motorcycle consortium and the heavy vehicle consortium.
The first alternative is for those who want to change their car or buy a brand new one.
Additionally, there is also a solution for those looking to buy their dream motorcycle at competitive rates.
And of course, with the heavy vehicle consortium, there is the possibility of purchasing a truck, utility vehicle or tractor.
In this case, the payment term is 75 months and all other benefits are identical to those of the previous modality.
The only difference is that it is not indicated whether the use of FGTS is permitted.
Services and durable goods
Initially speaking about the Sicoob Consortium of services, know that with good planning, you can perform aesthetic and surgical procedures, finance trips, decorate spaces or take specialization courses, wedding parties and graduations.
Note that there are many possibilities and you invest a little each month to make your dream come true.
The conditions are similar to the first consortium option we mentioned, but the term is 36 months.
Likewise, there is a credit card limit: from R$7500 to R$32 thousand.
The website also does not indicate whether the customer can use the FGTS in this type of operation.
And finally, the Sicoob Consortium of durable goods used to purchase household appliances, electronics and Solar Kits (photovoltaic panels, inverters and/or solar modules and solar fixing structures).
Likewise, you can obtain commercial and industrial equipment and machinery, dirt bikes and ATVs, genetic material, and much more.
Therefore, the conditions are exactly the same as those of the service consortium.
Therefore, letters of credit vary between R$7500 and R$32 thousand and the term is 36 months.
How to hire the Sicoob Consortium
Finally, be aware that you should check the availability of the product at your cooperative.
In this way, the request is also made to a cooperative.
Therefore, you can hire the consortium face to face.
Questions about the consortium
It is possible change the due date of the installments?
The date cannot be changed.
What is it reserve fund?
The fund is created through payments made by the group of consortium members.
As a result, the aim is to cover any financial shortfalls that may arise during the existence of the Sicoob Consortium group.
Therefore, please be aware that you have the right to receive the reserve fund 60 days after the last group meeting.
Where to consult the calendar with the assembly dates?
Simply select the due date when visiting this link, to check the calendar.
Therefore, the same link must be used to follow the results of the meeting, which will be available from 6 pm on the same day it takes place.
Likewise, you can follow up via the call center, app or directly at the cooperative.
Check the switchboard numbers:
- 4000 1111, for calls originating from capital cities or metropolitan regions;
- 0800 642 0000 for calls originating in other regions.
Service hours are from 8am to 7pm on weekdays.
In this sense, you can use the same numbers if you have any questions about Consórcio Sicoob.
