Clara Account and Credit Card – A new corporate account arrives in Brazil

Clara is a Mexican fintech specializing in corporate credit cards. Clara's promise is to retire corporate reimbursement.

How does the Clara account work?

With Clara, you can count on a platform for controlling expenses and credit cards for companies.

It is intended only for legal entities, with the exception of MEI. Therefore, if you are not part of this group, you will not be able to apply. Clara account and credit card.

When opening, you must automatically connect your Clara account to your bank, so the bank allows the fintech to access your updated statements for consultation.

Additionally, it makes the process faster and easier, and speeds up the next steps.

With the platform, you can track all the details of your company's expenses in real time and from anywhere.

You can certainly travel with peace of mind and have control right in the palm of your hand.

What are the Clara card models?

There are 3 Clara card models, each designed for different needs that your company and employees may have.

In-person payment options are contactless and accepted in Brazil and abroad. Learn more about each option below:

#Clara Virtual Card

The card is instantly activated in the app and is free of charge. With it, you can shop at thousands of online stores with greater security.

You can create as many virtual cards as you want, with no cost or annual fee, and it also has the benefits of the Business Card.

#Clara Mastercard Business Card

Clara customers who have this card have access to several benefits on the Mastercard platform.

Additionally, they can count on 24/7 service. This card is delivered within 2 to 5 business days, with no cost or annual fee.

This card helps your team manage online and in-person expenses. You can also authorize or change each employee's credit limit whenever you like.

#Clara Mastercard Black Business Card

This is the Premium card. It's ideal for company managers and directors. Besides its beautiful design, it also offers Mastercard Black benefits, such as:

Purchase protection;
International emergency medical care;
Protection against delays and lost baggage.

What are the benefits?

The Clara account and credit card offer many benefits for your company and are a great option for keeping track of your business expenses.

The platform is also a great environment for managing your employees, as you can manage users, card limits, departments, and even receive spending alerts in real time.

Credit cards have no annual fee or shipping costs, and are completely free to issue.

The process of opening the Clara account and credit card It is also simple, intuitive and fast, in a few days the account is ready and the cards also arrive quickly.

In the meantime, you and your team can use the account's virtual card.

Company documentation required to open a Clara account

To open an account with the fintech, you will need to present some documents from your company, including an ID card, driver's license, or passport of the company's legal representative.

It is also necessary to present proof of address for the company's headquarters, which may include: water, electricity, internet, landline telephone, gas bills, proof of coworking payment or commercial lease payment.

Additionally, you must have:

Latest model of the Articles of Association or Bylaws registered;
Proof of the legal representative's powers. To do this, you can use the registered minutes of the election as administrator or a valid public power of attorney.
Bank statements for the last three months.

If the company happens to have a shareholder with more than 25% of the share capital, Brazilian or foreign, it will still be necessary to present other documents, for example, a document of incorporation and shareholder composition.

How do I apply for a Clara account and credit card?

If you are interested in opening a corporate account with Clara, click here and complete the registration form. The steps will be as follows:

First, submit your documentation on the platform; you will receive a response within an hour.

The second stage is separate for the proposal of a credit card limit with a digital contract, the response to this stage takes about 48 hours (business days).

The third step is to sign the contract. The digital signature happens immediately, but the physical signature can take up to 48 hours to receive a response.

Finally, after everything is “ok”, the cards are delivered, the deadline is between 2 and 5 business days, counting from the creation of the account.

Conclusion

THE Clara account and credit card can be very useful tools to help you control your business expenses.

This is because you can track your spending on your body cards in real time in the app, making it easier to know what was spent and when.

Despite still being a new fintech in Brazil, the company has already gained the trust of large companies.

So, be sure to get to know Clara and the services she offers.

Finally, you might like to find out if the money saved at Nubank yields. Read our text!

Credit Market

Nara

Writer and aspiring Virtual Assistant. Passionate about the Digital Financial Market and its various aspects. Certified by Rock Content and HubSpot. ANBIMA student.

February 4, 2022