How do I unlock INSS benefits for loans?

Unlock INSS benefit for loan It may be easier than it seems and the process is still quick and practical.

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The National Social Security Institute (INSS) offers a series of social benefits to its policyholders, who are retirees and pensioners.

Additionally, it's still possible to take out loans through the agency. So, check out how below: unlock INSS benefit for loan!

como desbloquear benefício para empréstimo

What is the INSS and what is it for?

The INSS is an agency of the Brazilian federal government that works in conjunction with the Federal Government, more specifically through the Ministry of Labor and Social Security.

The Ministry, in turn, receives the monthly contributions made by workers. This allows the General Social Security Regime to remain operational.

Social Security makes payments of benefits that the INSS offers to its policyholders.

Among the benefits offered by the agency, the following stand out: sickness benefit, imprisonment benefit, accident benefit, maternity pay, retirement and survivor's pension.

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In addition to these, there are also benefits that are part of the core of Exclusive State Activities.

It is also important to emphasize that INSS payments are made according to the individual's work category.

Therefore, the percentage paid to the worker can change according to their salary, ranging from 8% to 11%.

Where can I request the release of my INSS benefit for a loan?

The only way to unlock the INSS benefit for loan is through the website or application from My INSS.

To access the platform, you must use your Gov.br account, which must be silver or gold level.

Therefore, if your account is bronze level, you will need to strengthen it to be able to access the loan.

Using INSS benefits for loans: step-by-step guide to unlocking them

Now that you know which platform to use to hire, check out the complete step-by-step guide below. unlock the INSS benefit for loan:

  • First, go to the Meu INSS app and click on “Services – New Request”;
  • After this procedure, click on the option “Updates for Benefit Maintenance and other Services” and then on “Block/Unlock Benefit for Consigned Loan”;
  • Therefore, it will be necessary to fill in the application information with all the requested data, remember to attach an identification document;
  • Select the INSS agency closest to your home;
  • Then, click on the option “I declare that I have read and agree with the information above” and go to “Next”;
  • Done, your request will have been sent.

It is worth noting that the unlocking INSS benefit for loan It is done through the consignment modality, that is, the installments will be discounted directly from your INSS benefit.

What is the deadline for unlocking INSS benefits for loans?

The INSS establishes an official deadline of 30 days for unblocking. 

However, unlock requests are usually made within 2 days, in some cases even on the same day.

Furthermore, to follow up on your request for unlocking INSS benefit for loan, you must go to the “Services” tab and then “Consult orders” in the Meu INSS app.

Conclusion

If you are retired and a pensioner and are in need of money, unlock the INSS benefit for loan might be a good option. 

However, remember to check the interest rate for this type of loan to avoid surprises when the installments are deducted from your paycheck. 

To perform this calculation, we can help you!