Banco do Brasil loan with a grace period of up to 6 months
The Banco do Brasil loan is very easy to access and is even available to those with CPF restrictions.
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This is because, the BB provides Brazilians with a personal loan option with several benefits.
So, among them is the 6-month grace period, that is, the contractor has up to 180 days to start making the payment of the first installment of the agreement.
The application tool is very simple and straightforward, and is also available to those with CPF restrictions. After all, it's no secret that people with bad credit find it difficult to obtain credit. While this is a rule, it's not impossible at BB.
Currently, with changes in Brazil's economic landscape, especially in credit offerings and modalities, some institutions are also considering those with bad credit, offering loans without consulting the SPC and Serasa.
Advantages of the Banco do Brasil loan for those with bad credit
There are some advantages and benefits of the loan, see:
- Without consulting credit protection agencies;
- Reduced interest rate (2.5% and 3.5%);
- Long payment term, up to 96 installments;
- First installment can be paid 6 months after credit approval.
Even with so many positive points and advantages, the BB loan has some limitations.
The first, as it is a payroll option, is intended only for INSS retirees and pensioners, public servants, military personnel and workers from private companies that have an agreement with the bank.
The second is in relation to age, in this case, the applicant must be at most 80 years old to obtain this loan from Banco do Brasil.
Learn how to apply for a Banco do Brasil loan
The Banco do Brasil payroll loan with a grace period of up to 6 months can be requested in two ways:
- Simply go to a Banco do Brasil branch and see the available offers, choosing the one that best suits the applicant's budget;
- Just go to the official website of Bank of Brazil by registering with your personal information and submitting some documents. Finally, simply enter the transaction details and wait for a response.
