Vehicle Secured Loan: Ideal for Paying Off Debts
If you are looking for credit with lower interest rates and need a larger amount, the loan secured by vehicle may be the ideal solution.
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By using your car as collateral, you can get up to 90% of the vehicle's value in credit and continue using it normally.
Below, we highlight three of the best vehicle loan options in Brazil: Credits, Yes, and PAN Bank.
1. Credits: Flexibility and Practicality
THE Credits is one of the largest vehicle loan platforms in Brazil, offering a fully digital and agile experience.
You can get up to 90% of your car's value as credit and continue driving as normal.
Creditas also allows the use of vehicles up to 15 years old, and even vehicles that are still financed can be used as collateral.
Advantages:
- Interest rate: From 1,49% per month.
- Term: Until 60 months to pay.
- Loan amount: Of R$ 5 thousand to R$ 150 thousand.
- Flexibility: You can continue using the car, even if it is not yet paid off.
- Digital process: The entire process, from simulation to contract signing, is 100% online. The money is deposited into your account within 24 hours of approval.
If you're looking for a quick, hassle-free solution, Creditas offers the flexibility you need with affordable interest rates.
Simulate now with Creditas and see how to get your loan quickly!
2. Yes: Competitive Rates and Digital 100% Processes
THE Yes, part of the Santander group, offers a fully online experience, with competitive rates and flexibility for those who need fast credit.
With rates starting from 1,39% per month, you can get up to R$ 200 thousand and still have advantageous conditions, such as the possibility of paying the first installment in up to 45 days.
Advantages:
- Interest rate: From 1,39% per month.
- Term: Until 60 months to pay.
- Loan amount: Until R$ 200 thousand.
- First installment within 45 days: More time to organize your finances before you start paying.
- Fast process and 100% online: Simulation, contract signing, and vehicle inspection are all done digitally, without the need to leave home.
With Sim, you have the security and reliability of a company linked to one of the largest banks in the country, as well as advantages such as the possibility of obtaining discounts on interest rates when choosing direct debit as your payment method.
3. Banco PAN: Unbeatable Rates and Affordable Installments
THE PAN Bank offers one of the best vehicle secured loan options on the market, with interest rates starting from 1,27% per month and the possibility of catching up to 100% of the value of your vehicle as credit.
Banco PAN stands out for offering installments starting from R$ 105 monthly payments, making it an excellent option for those who need lighter installments.
Advantages:
- Interest rate: From 1,27% per month.
- Term: Until 60 months to pay.
- Loan amount: Until 100% of the vehicle value.
- Accessible plots: From R$ 105 monthly.
- Online hiring 100%: The entire process is digital, from simulation to signing the contract.
If you need quick cash with lower rates, Banco PAN offers some of the best conditions on the market, plus the convenience of being able to do everything online.
Simulate now at Banco PAN and see how easy it is to secure your credit!
What is the Best Option for You?
Each of these options offers unique advantages. If you're looking for extremely low rates, the PAN Bank may be the best choice.
If you want more flexibility and a digital 100% process, the Yes and the Credits are great alternatives.
Consider the amount you need, the term that best fits your finances, and the rates offered before making your decision.
