Banrisul Payroll Loan: Everything You Need to Know!
If you are a Retiree, INSS Pensioner, Public Servant, or even a Private Company Employee, Banrisul has a financial solution designed to meet your needs.
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Additional information about the Banrisul Payroll Loan:
- Loans starting from R$ 1,000.00 with minimum installments of R$50.00.
- Interest rates starting from 1.80% per month.
- Extended term of up to 120 monthly installments.
- The installment discount is automatic, made directly from your payroll.
- Purchasing financial protection insurance is optional.
For a detailed overview and practical examples, we recommend visiting Banrisul's dedicated page on the topic.
Loan Portability
Portability is a perfect opportunity for those seeking better credit conditions. By transferring your transaction from another institution to Banrisul, you can take advantage of more attractive rates. Make this change directly at one of our branches and enjoy our benefits.
Frequently asked questions about the Payroll Loan:
- What if I already have a payroll loan? Don't worry! Banrisul allows you to request a new one. Payroll Loan, as long as it's within your Consignable Margin. Remember: this margin ranges from 30% to 40% of your salary or benefit.
- What if my margin is all compromised? We have a solution here too! Banrisul offers the option to refinance your existing loans. This way, you can maintain your installment amount, extend your repayment term, and, as a bonus, get a new amount credited to your checking account.
Why choose the Banrisul Payroll Loan?
- Competitive Rates: With rates starting at 1.80%, Banrisul stands out in the payroll loan market.
- Payment Flexibility: With a term of up to 7 years to pay off your loan, you have the time you need to plan your finances.
- Convenience: The discount is made directly from your payroll, ensuring punctuality and avoiding forgetfulness.
- Speed of Release: After approval, the value of the loan is credited directly to your checking account.
