PAN Payroll Loan
Looking for a quick and easy loan and don't know where to apply? Then you need to know about the PAN Payroll Loan.
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How does this loan work?
This is a loan specifically designed for retirees and INSS pensioners, in addition to military professionals and public servantsThis is because the installment amount is deducted directly from the payroll, which makes this a type of credit that is easy to approve in the market.
In fact, it is possible to request more than one loan, but for this to happen the value of the installments cannot be higher than the monthly balance received on the beneficiary or military personnel's payroll.
Benefits of a PAN Bank loan
- It has one of the lowest interest rates on the market;
- There is no consultation with Serasa, SPC or any credit restriction agency;
- You can make the request online;
- As a Pan customer, you also get discounts at partner drugstores, such as Pacheco and São Paulo;
- It has a payment term of 96 months;
- It is possible to do credit portability.
Is Banco PAN reliable?
Yes, it's a reliable bank, as it's managed by Caixa Econômica Federal and BTG Pactual. Therefore, it's only natural that it's a trustworthy financial institution that offers excellent products to its customers.
Just to give you an idea, Banco Pan has been in the market for over 50 years and is present in most Brazilian states, currently having around 60 service points, in addition to other forms of contact with customers, such as online chat and apps.
What is the loan installment amount?
It is not possible to determine a fixed amount for the installments, as they are established according to your credit application, as well as your monthly income.
Who is a Banco PAN payroll loan for?
- Military;
- Pensioners of the armed forces;
- Retirees;
- INSS pensioners;
- Civil servants who work for public bodies.
Interest rates
The interest rate is lowered, being 1.20% am and a maximum of 3.70% am. Regarding CET, the monthly amount goes from 1.20% to 4.15%.
