Magazine Luiza Loan offers up to R$1,000,004
Magazine Luiza has released a personal loan for those who use the company's Grana Extra card, where the limit offered is up to R$1,000, depending on the credit analysis carried out by the Magazine.
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The loan must be requested directly at the store. Simply present your CPF or ID card when applying. Payment can be made in up to 72 fixed installments.
In addition, the service also offers an option called payroll loan, recommended for retirees or pensioners of the INSS (National Institute of Social Security).
In addition to depositing money into the account provided by the customer, it is also possible to withdraw money at the store itself, depending on the amount available.
So, this type of credit serves as a way to help those who need money but don't want to go through the bureaucracy that traditional banks impose.
Advantages of the Magazine Luiza loan
Among the advantages of the Grana Extra Magazine Luiza program are the following:
- Limit of up to R$ 31 thousand in hiring;
- Payment in up to 72 installments;
- Proof of income is not required;
- 60-day grace period for payment of the next installment;
- The installment amount is fixed, charged directly to your Magazine Luiza card statement;
- If the consigned modality is purchased, the installment amount is debited directly from the insured's benefit.
How to apply for a Magazine Luiza loan?
To apply for a Magazine Luiza loan, you must go to one of the branches with the following documents:
- ID;
- CPF:
- Proof of address.
For INSS beneficiaries, for example, the required documentation may be different. In this case, an INSS payment statement, benefit receipt card, bank card, or checkbook are also required to verify the individual as an actual INSS beneficiary.
