Check out the personal loan options that come your way instantly!

With an instant personal loan, you can quickly find a solution to your problem!

What is a personal loan?

It's one of the most common lines of credit in Brazil. Unlike payroll loans, it's not intended for a specific group.

This way, anyone who meets the requirements of the financial institution where they wish to make a request can do so without any worries.

It is given this name because it is not necessary to declare a specific purpose for it, as in credit for renovation or a loan to invest in a business.

The amount received can be used for any purpose, including meeting personal needs.

5 personal loan options that come in handy right away

With a loan that repays quickly, you can quickly resolve your problem and have peace of mind.

With your emotional and financial well-being in mind, we've listed 5 places to get quick and easy cash below. Check it out!

1. Caixa Tem Loan

Recently the Government released a personal loan that is available instantly. He is hired by Caixa Tem.

Although it is promoted as a loan for investing in business, it has characteristics of a personal loan.

You can use the requested amount as you wish, but the intention is for the amount to be used to invest in your business.

The amounts requested may vary from R$$300.00 to R$$3 thousand, with entrepreneurs being able to receive higher amounts.

A major difference with this credit is that it is also available to people with bad credit, but initially with a lower limit.

The amount can be requested through the Caixa Tem app. The application process consists of a few simple questions.

Each user receives a margin based on their financial profile, so you cannot request an amount that exceeds this limit.

In addition to interest, a contracting fee of R$$20.00 is charged. So, if you request R$$300.00, you will receive R$$280.00.

The loan can be paid in up to 12 installments, and you only start paying after 40 days. In fact, you can choose the best payment date from a variety of options.

However, the amount is available in your Caixa Tem account in just a few seconds for you to use as you wish!

2. Mercado Pago

Have you ever imagined having a line of credit available to take out a loan whenever there is an emergency?

With Mercado Pago, you can! In fact, the price drops instantly after signing up.

So this is a great model of personal loan that is available instantly.

The funds are acquired quickly and easily, without bureaucracy. However, you must already have available credit with the fintech.

To do this, it is important to already be a Mercado Livre customer and have a Mercado Pago account.

If you already have one, you can look for the “Menu” option in the app and activate the “Mercado Crédito” option to see if there is a credit limit available for you.

With it, you can pay bills, make transfers, buy bitcoin, withdraw money, and apply for a loan.

Payments can be made in up to 12 installments. Mercado Pago's interest rates are quite high, but due to the reduced bureaucracy, it's a good alternative for those who haven't secured a line of credit.

The best way to use Mercado Crédito is to pay in small installments, as this is the only way to pay less interest.

Furthermore, credit should only be used for emergencies.

3. Personal loan that comes immediately: Jeitto

Jeitto has a process similar to Mercado Pago. It provides credit to its customers that can be used to pay bills, make transfers, and even apply for a loan.

Furthermore, the required amount also drops immediately. Because it's relatively easy, we know what this means: a demotivating interest rate.

However, it is precisely because of this ease that it ends up becoming a great option for those who need urgent money, but do not have approved credit in the market.

Jeitto has great reviews on Google Play, the only caveat is the high interest rate.

However, if you need money to get out of trouble through a loan people who fall at the time, the way could be to hire Jeitto.

To access more details and benefits of hiring Jeitto, click here.

4. Geru

Geru can be a great option for those who need larger amounts. You can request loans from R$$5,000 to R$$50,000 through the automatic simulator.

However, there is a field for those who wish to request an even higher amount.

To access the money, you don't need to provide any collateral and the amounts can be paid in up to 36 installments.

Of course, it is necessary to do good financial planning before applying for a loan at Geru.

This way, you can find out what amount is right for your budget, meaning the installments can't be too high and disrupt your finances.

5. Personal loan that falls immediately Yes

Sim Empréstimos is part of the Santander Group. When it comes to low interest loan it stands out.

Besides that, on this digital financial platform you can also hire a personal loan that is available instantly.

The amount released is a maximum of R$1,040,000 and the debt can be paid in up to 24 installments.

Unfortunately, Sim Empréstimos does not accept people with bad credit, but it still offers easy credit to those who are not part of this group.

To learn more details about this loan and find out how to apply for yours, click here.

Conclusion

As you can see, there are great options for institutions that offer personal loans for those who need urgent cash.

If you're not in such a hurry and can wait up to two days, click here and learn about other safe personal loan options.

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Nara

Writer and aspiring Virtual Assistant. Passionate about the Digital Financial Market and its various aspects. Certified by Rock Content and HubSpot. ANBIMA student.

May 5, 2022