FGTS: Check the calendar and find out who can make the withdrawal
Withdrawals from the Severance Indemnity Fund (FGTS) are now available to some workers. Those who opted for the anniversary withdrawal option are entitled to withdraw part of the available balance in their FGTS accounts annually, always in the month of their birthday.
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The amount is available for withdrawal between the first day of the worker's birth month and the last business day of the second subsequent month. Therefore, those born in July can withdraw the money until December 30th.
Those who opt for the anniversary withdrawal lose the right to the traditional severance pay, paid in the event of unfair dismissal. However, the employee continues to receive the 40% fine on the severance pay paid by the employer.
To sign up for this option, simply access Caixa Econômica Federal's internet banking, the FGTS website or app, or visit a branch of the state-owned bank. If you prefer to resume the severance payment, follow the same process.
How much can each person withdraw?
The withdrawal amount depends on each worker's account balance. See the 2021 anniversary withdrawal balance table below.
| Balance bands | Withdrawal percentage | Additional installment |
| Up to R$ 500.00 | 50% | |
| From R$ 500.00 to R$ 1,000.00 | 40% | R$ 50.00 |
| From R$ 1,000.00 to R$ 5,000.00 | 30% | R$ 150.00 |
| From R$ 5,00.00 to R$ 10,000.00 | 20% | R$ 650.00 |
| From R$ 10,000.00 to R$ 15,000.00 | 15% | R$ 1,150.00 |
| From R$ 15,000.00 to R$ 20,000.00 | 10% | R$ 1,900.00 |
| Above R$ 20,000.00 | 5% | R$ 2,900.00 |
2021 Anniversary Withdrawal Calendar
| Birthday month | Start of withdrawal | End of looting |
| January | January 4, 2021 | March 31, 2021 |
| February | February 1, 2021 | April 30, 2021 |
| March | March 1, 2021 | May 31, 2021 |
| April | April 1, 2021 | June 30, 2021 |
| May | May 3, 2021 | July 30, 2021 |
| June | June 1, 2021 | August 31, 2021 |
| July | July 1, 2021 | September 30, 2021 |
| August | August 2, 2021 | October 31, 2021 |
| September | September 1, 2021 | November 30, 2021 |
| October | October 1, 2021 | December 31, 2021 |
| November | November 1, 2021 | January 31, 2022 |
| December | December 1, 2021 | February 28, 2022 |
