Santander vehicle financing

With Santander vehicle financing, you have the opportunity to achieve your dream with affordable installments.

And among the advantages of this modality, we can talk about transparency because you are responsible for defining the following:

Down payment, installment amount and term conditions.

Therefore, another important advantage is that you receive part of the installment paid each month via direct debit into your Santander checking account.

This is the cashback benefit.

In this sense, continue to learn more about this option.

Benefits of Santander Vehicle Financing

Initially, understand that the process is free of bureaucracy.

This is because the profile analysis is done online and the pre-approved credit amount is released immediately.

On the other hand, know that you can finance a new or used vehicle for up to 60 months.

Here, it is worth mentioning that “pre-approved value” means that the bank automatically performs a pre-analysis, and has a predefined value for financing.

However, financing approval is subject to maintaining registration and credit conditions at the time of contracting.

In other words, you can count on an excellent payment term because you can pay off your Santander vehicle financing in up to 5 years.

At the same time, take advantage of the opportunity to buy a property and be the first owner or guarantee savings by investing in a used property.

It's also worth mentioning that Santander has over 55 years of experience in financing, and you can choose how you apply:

At a physical branch, where the attendant answers your questions face-to-face, or in the digital environment where you can enjoy the convenience of financing from the comfort of your home.

On the other hand, understand that you can choose to pay for vehicle insurance along with your Santander vehicle financing installments, so that your asset is protected.

That is, your vehicle is protected against traffic accidents, fire, theft and robbery.

But be careful because with this modality, you cannot finance the entire amount.

In other words, you must have the money to make a down payment on your property.

Discover other reasons to finance your car with Santander.

Automotive services

Get up to R$100 off to take care of your car, whether it's repairs, check-ups or leaving with it shining, carried out by Car10 partner workshops.

This is a company in the Webmotors ecosystem that is part of the Santander group.

It was developed in 2014 and currently has more than 1.5 million customers, including people who have Santander vehicle financing.

In addition, there are more than 8 thousand partner workshops.

In the part of washing and aesthetics, it is worth mentioning the paint crystallization that serves to improve the appearance of the car, enhancing the shine of the paint.

Likewise, crystallization serves to ensure greater durability of the original paint varnish, making the bodywork less susceptible to external damage.

Therefore, instead of paying R$314.99 for this service, considering that you are a Santander customer, you only pay R$214.99.

In the case of internal cleaning, the same discount is offered: R$100.

Therefore, the value dropped from R$233.99 to R$133.99.

More information about car wash and aesthetic services from Santander Vehicle Financing

Therefore, the service is ideal for removing liquid stains from upholstery or carpet, dust, sand, cigarette odors, bacteria, fungi and dust mites.

In the case of the complete wash service, the price goes from R$44.99 to R$19.99.

Therefore, washing includes the use of different techniques, processes and suitable products that make the difference between a simple cleaning and a complete wash of all parts of the vehicle.

In other words, it serves both for cleaning and for rejuvenating and protecting different surfaces of your car.

Ultimately, polishing is used to restore shine, remove stains, sunburn, scratches and imperfections in the paint.

The discount is from R$314.99 to R$199.99.

Already in the area of minor repairs, there is a bodywork and painting service, in which customers with Santander vehicle financing also receive discounts.

It is ideal for repairs to parts of the vehicle that have been slightly scratched, with damage to the original paint.

Therefore, the discount is R$100, so the final value is R$419.99.

At the same time, the painting service, which costs R$359.90 (R$259.90 with discount), helps to remove scratches and light scuffs, without the need for bodywork on the part.

Finally, it is worth mentioning the “golden hammer”.

This is a service for cases with light dents and little extension, without the need for painting services.

As a result, the discounted value is R$99.90.

Preventive maintenance of Santander vehicle financing

With the electronic vehicle check-up with Scanner, it is investigated to see if there is any problem with the car.

Therefore, it is like a preventative service to keep your vehicle in good condition, preventing parts from losing their durability or unforeseen events occurring on the road.

In this sense, you must do it every 10 thousand km and as a Santander customer, you only pay R$49.90.

In the case of replacing the front disc and pads, the labor cost is R$89.90 (including the discount for those with Santander vehicle financing).

But be careful because you must buy the discs and pads separately.

Regarding installation, alignment and balancing for 4 wheels, the price is R$129.99.

And for just 2 wheels, pay R$79.99.

Please note that alignment and balancing are essential to preserve the tires and provide stability to the vehicle, so it is a good service.

There is also an injector nozzle cleaning service that serves to reduce fuel consumption and increase engine performance by preventing failures in the fuel system.

With a discount, pay only R$189.90 for the service.

Finally, in the case of wheel alignment, the value is only R$38.50 with discount.

It helps maintain safe driving, preserve tire life and save fuel.

Therefore, it is recommended to opt for the service every 10 thousand km or when you notice that the car is pulling to the left or right side when releasing the lift for a short period of time.

Learn more about the services here.

Santander CDC protected for your Santander vehicle financing

Ensure your financial protection and count on full or partial debt repayment in the event of death, disability, or job loss, depending on the plan you choose. Understand:

In the case of insurance Santander CDC protected with unemployment, guarantee payment for death and total permanent disability due to accident (IPTA) limited to the outstanding balance of the financing of up to R$70 thousand.

It also applies to cases of involuntary unemployment (DI) and temporary physical disability due to an accident (IFTA), with the payment of up to 3 installments of the outstanding balance of the financing with IS limited to R$5 thousand.

Plus, take part in a monthly draw for R$1,400,000 and an auto assistance package.

In the case of insurance Santander CDC protected motorcycle with employment, the IPTA is limited to R$20 thousand.

In other words, if your debt with Santander Vehicle Financing is up to R$$20, it will be paid off in the event of death and total permanent disability due to an accident.

In the case of IFTA and DI, payment of 3 installments, with IS limited to R$$2 thousand.

As well as this, there is a monthly draw of R$1,400,000 and a motorcycle assistance package.

Therefore, it is also worth mentioning the Santander CDC protected total value.

In the case of IPTA, the limit is R$1,040,000.

At the same time, participate in the monthly draw for R$1,400,000 and an auto assistance package.

About the Santander protected value with unemployment, the IPTA limit is R$25 thousand.

Therefore, in the event of death or total permanent disability, Santander vehicle financing of up to R$1,000,400,000 is paid off.

However, in the case of IFTA and DI, 3 installments are guaranteed, with IS limited to R$2.5 thousand.

Other insurance

In the monthly draw, win R$1,400,000 and an auto assistance package.

Regarding the Santander CDC multi insurance with unemployment, the IPTA limit is R$70 thousand.

For DI and IFTA, there are 3 installments, with IS limited to R$5 thousand.

But, there is a possibility of winning in the draw, only R$50 thousand.

As regards the Santander Seguro AP non-contributory Santander Vehicle Financing, understand it is valid in case of accidental death.

As a result, beneficiaries receive coverage of R$1,040,000.

Finally, in the Santander insurance protects the value of goods and services, the IPTA is limited to R$60 thousand.

And in the case of DI or IFTA, payment of up to 3 installments occurs, with IS limited to R$5 thousand.

The monthly draw is for R$1,000,004,000 + a residential assistance package.

Check out more information about insurance here.

Other reasons to get financing 

• Car delivery – Partner stores that deliver your new vehicle to your home. You can even receive the documentation at your address.
• Webmotors – count on the possibility of buying your car on the leading website for new and used car sales (find all makes and models in one place).

How to apply for Santander vehicle financing?

First, click the button below and indicate whether you want to obtain it as a legal entity or individual.

In the case of a legal entity, it is necessary to indicate the company's founding date, CNPJ, email and cell phone number.

In the case of an individual, provide your date of birth, CPF, email and cell phone number.

Also, indicate whether you already have a driver's license.

During the simulation process, also inform whether you intend to obtain a vehicle directly from the owner, on the Webmotors website or through a partner dealership.

After selecting your vehicle, simulate Santander vehicle financing using the calculator, providing your name, personal details, and accepting the privacy policy.

So, set the down payment amount to know the value of the financing installments and, once everything is in order, sign the contract in person at the store or online so that the credit can be released.

Common questions

Who can finance a car or motorcycle with Santander?

Any customer who needs a vehicle for both leisure and work (taxi drivers and app drivers).

It's safe get financing with Santander?

As mentioned above, the bank has over 55 years of experience in this sector, being a leader in the auto market.

This way, your security is guaranteed because Santander checks all documentation with official bodies to analyze whether there are any fines or outstanding debts.

Which documents necessary to finance a Santander vehicle?

ID, CPF and driver's license.