How to apply for a PicPay credit card

Having trouble getting credit? The PicPay Card with Guaranteed Limit could be your solution! Learn about the application process below.

Step by step guide to getting your PicPay Card with a Guaranteed Limit

To request your PicPay Card With Guaranteed Limit there is no difficulty, since everything can be done through the website or app.

Check out the step-by-step guide to placing your order on the website:

1. Access the card presentation page, and in the request field, enter your details and click “Continue”;
2. Read the main information on your card, and click “Continue” again;
3. Enter the remaining necessary information and click “Continue”.
4. Provide your income information to assist with credit analysis;
5. Enter your address to receive the card, and then send your official document.
6. Scan the QR Code to complete your card order through the PicPay App.
7. Once this is done, simply access the app's investments tab to apply the amount that will serve as your limit.
8. Finally, wait for your card to arrive, or start using your limit with the virtual card!

PicPay Card with Guaranteed Limit: easy credit acquisition

Obtaining credit is not always easy, especially for customers who face credit restrictions.

Considering this situation, PicPay offers the PicPay Card with Guaranteed Limit, a credit proposal that allows you to build up a limit.

This happens through investment, so that for each amount invested, PicPay releases a limit on the card.

This investment is made in the so-called “Card Piggy Bank” and yields 102% of the CDI, in addition to having FGC protection, which makes the operation safer.

Did your investment yield a return? This return also counts toward your limit!

So, here you are the one who dictates what your card limit will be, and you also have the possibility of managing the amounts, in order to benefit your financial situation.

It is worth mentioning that with this card, the value of the PicPay Receiving Account also counts towards the limit.

What does this card offer?

The PicPay Card with Guaranteed Limit has some advantages, which are:

• Ease of limit construction;
• Your balance earns interest while you use the limit;
• Greater payment guarantees: both the Piggy Bank and the account balance can be used to pay bills;
• You decide whether to increase or decrease your limit, based on your expenses.
• Cashback of up to 25% on purchases at PicPay partner stores;
• Card released to those with bad credit: without consulting SPC/Serasa;
• Mastercard flag;
• Possibility of international purchases;
• Among many others.

Cashback with PicPay Card: save at over 300 stores

When using the PicPay Card with Guaranteed Limit, you'll have access to all the benefits of being a PicPay customer, including cashback.

PicPay Cashback works as follows: you have up to 25% of the value of your purchases back when purchasing from any of the more than 300 PicPay Shop stores.

So, in addition to having access to credit with interest in your account, you can also save a significant amount on your purchases!

What about the annual fee?

The PicPay Card with Guaranteed Limit is 100% exempt from annual fees, according to information on the company's website.

So, you can use your card as a credit or debit card without worrying about annual administrative fees!

Applying for a PicPay Card with a Guaranteed Limit is very simple, so if you need credit, this is an excellent option!