FGTS anniversary withdrawal is released
Caixa Econômica Federal began paying the third stage of the FGTS (Service Time Guarantee Fund) anniversary withdrawal payment on Monday (1).
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Thus, this month, more than 900,000 workers who were born in May and June and who chose this modality and registered to receive the amount will benefit.
In total, R$1.2 billion will be paid from this FGTS anniversary withdrawal alone.
So, to date, more than 4.7 million workers have already registered to receive the benefit.
Therefore, by subscribing to the payment, the worker begins to receive a portion of the FGTS every year, in the month of their birthday.
However, this automatically means that he loses the right to the severance pay if he is dismissed without just cause.
Furthermore, after making the choice, if you change your mind, you will have to wait approximately 2 years to return to the withdrawal.
Furthermore, this measure was developed last year with the immediate withdrawal, which released R$1,400,000 26.2 billion in 2019 and ended payment in March.
FGTS Anniversary Withdrawal Schedule
The release of funds follows a schedule determined by Caixa.
Therefore, to receive this year, there is a specific deadline for joining, depending on the month of birth of the member.
Therefore, a worker born in May, for example, can still opt for the FGTS anniversary withdrawal, but will not receive it this year.
This is because the deadline for him to join this modality and make the withdrawal in 2020 ended on Sunday (31).
Therefore, people born in June, for example, can still register until the 30th of this month.
How does the FGTS anniversary withdrawal work?
When opting for the anniversary withdrawal, the worker must choose the date on which they want the amount to be available: 1st or 10th day of the month of their birthday.
Therefore, whoever chooses the 10th day will receive the money with interest and monetary adjustment for the month of withdrawal.
Therefore, anyone who signs up for the FGTS anniversary withdrawal will be able to withdraw a percentage of the balance of all active and inactive accounts in their name.
In addition, you will receive a fixed additional amount, depending on your current account balance.
Generally, the amount to be withdrawn varies from 50% of the balance without additional installment for accounts up to R$ 500.00.
In turn, up to 5% of the balance and an additional R$ 2,900.00 for accounts with more than R$ 20 thousand.
Therefore, by withdrawing a portion of the FGTS each year, the worker will no longer receive the amount deposited by the company if they are unfairly dismissed. The payment of the 40% fine in these situations remains in effect.
How to register?
Registration for the anniversary withdrawal can be done online through the website FGTS Fund or even through the Caixa FTGS app, which is available for iOS and Android.
Learn how to check your FGTS balance here.
