Mercado Pago card machine fees: find out everything

Understanding Mercado Pago card machine fees is the first step to finding the best option for your business.

This is because the options are varied, so it is necessary to establish some criteria to decide which one to choose.

But what are the fees charged? What card machine options are available?

In today's content, we'll see everything about Mercado Pago machines.

So, if you want to understand the rates, differences and other points, stay with us!

The popularization of the card machine 

For a long time, having a card machine was considered a great differentiator.

This is because the frequent use of cards as a payment method was not yet common.

For this reason, the options for machines on the market were limited.

As a result, the costs of acquiring one, and even the fees charged on sales, were quite high.

So, only large or already established businesses ended up opting to have a machine.

But, with the modernization of payment methods, it became necessary to create more options.

Thus, more and more models and brands of card machines began to appear.

Furthermore, the costs of obtaining these machines have also been reduced, and the fees charged have become more lenient.

That's because, with so many options, no one is going to choose one that charges high percentages, right?

One of the companies that entered this market is Mercado Pago, Mercado Livre's financial institution.

Mercado Pago has a varied catalog of card machines, with different features and affordable prices.

As a result, their card machines have increasingly been chosen by customers.

But, to know if this option is really worth it, it's important to know the Mercado Pago card machine fees.

Why consider Mercado Pago card machine fees? 

Mercado Pago machines have become very popular.

This is due to its competitive prices and the varied options available.

Unlike other companies, Mercado Pago has variations that really make sense.

We'll see more details about the machines later, but we can already say that the features are very modern and efficient.

But what about fees? Why is it important to know Mercado Pago card machine fees?

As much as this company's machines are interesting for their features, we can't help but consider their competition.

This is because, as we have already seen, the card machine market has grown a lot in recent years.

Therefore, we have many companies offering their products, which also have modern features.

So, what really sets a machine apart is the fee charged for sales.

This is because selling through cards has the disadvantage of losing a certain percentage.

And, companies that offer lower percentages end up being preferred by customers.

But are Mercado Pago card machine fees attractive? Find out below! 

What are the fees for Mercado Pago machines?

In the previous topic, we understood why it is necessary to consider Mercado Pago card machine fees.

This is a basic criterion for making a choice that truly benefits your business.

But, after all, how do Mercado Pago card machine fees work?

The first thing you need to know is that the fees charged are based on the sales value.

This means that if you make a sale of, for example, 20 reais, the rate calculated will be based on that amount.

This way, each sale includes a reduction in the machine fee.

Additionally, fees vary depending on the payment method used and the urgency of receipt.

Mercado Pago machines have the advantage of allowing instant payment.

For debit card payments with immediate receipt, Mercado Pago establishes a fee of 1.99% on the sales value.

For payments on credit in cash with immediate receipt, the rate is 4.98% on the sales value.

For cash credit sales with a 14-day term for receipt, the sales tax is 3.79%.

For credit sales in cash to be received in 30 days, the rate drops to 3.03%. 

Mercado Pago machines allow payment in up to 12 installments. 

For installment credit sales, rates vary according to the number of installments.

In this case, you can check the rates on the website mercadopago.com.br. 

And finally, Pix sales fees are free, meaning you can use your terminals without any fees! 

See your Mercado Pago card machine fee options

By now, you understand how Mercado Pago card machine fees work.

With that, all that remains is for us to present you with the available options.

This will help you choose the best machine based on your needs.

It is worth mentioning that the fees charged are the same, regardless of the machine chosen.

So, your choice needs to consider only the purchase cost and functionality of the machine.

Point Pro 2 Machine

The Point Pro 2 machine is the Mercado Pago option that offers the possibility of issuing receipts.

Refilling the receipt reel is free, as is the data plan and Wi-Fi for making sales.

This machine accepts payments by debit card, contactless credit card, as well as Pix and QR Code.

We presented the values and fees for Mercado Pago machines for this option in the previous topic. 

Point Mini Chip

The Point Mini Chip is the ideal option for those looking for a practical and efficient card machine.

With it, you can accept debit and credit sales, contactless payments, and also accept Pix and QR Code payments. 

The Mercado Pago card machine fees for this alternative remain the same; the only thing that changes is the selling price. 

With this option, sales receipts are sent via SMS or email. 

Plus, this device's battery lasts a long time, so you can take it wherever you need it.

Point Smart 

Point Smart is a machine for those looking for a more modern look.

Like the Point Pro 2, this one also issues receipts and offers free bobbin replacement.

Mercado Pago offers free mobile data for this machine, and it can also connect to Wi-Fi.

It accepts debit and credit payments, contactless payments, and Pix or QR Code payments.

For each type of sale, Mercado Pago card machine fees have already been specified, and for Pix, there are no fees! 

The battery is also a strong point of this device, which promises to last all day. 

Point Mini NFC 1 

And finally, the last option offered by Mercado Pago is the Point Mini NFC 1.

This is the cheapest option, and it has essential services.

Its distinguishing features are its battery life of up to 10 hours and its display with automatic light.

Receipts are sent via SMS or email.

So, now that you know everything about Mercado Pago card machine fees and the available options, choose the one that suits you best.

This will make receiving payments much easier for your business!