Get answers to your questions about the new FGTS withdrawal
Provisional measure 946, published in April 2020, authorized new withdrawals from the FGTS (Guarantee Fund for Length of Service) per worker.
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Thus, the measure was taken due to the coronavirus pandemic that affected the economic activities and income of many Brazilians.
Therefore, workers with active or inactive accounts will be able to withdraw their FGTS funds again.
However, as there are many questions about it, it's important to clarify them so you know how payments will work.
Who is entitled?
Any worker who has a balance in their FGTS accounts, whether active or inactive.
Therefore, the maximum amount to be made available will be R$ 1,045.00, an amount equivalent to a minimum wage, even if the balance is higher than that.
Therefore, no one will be able to make a withdrawal greater than this amount, even if they have two or even three active or inactive accounts.
Therefore, if the person has a balance of less than R$ 1,045.00, they can withdraw the total amount in their account.
How do I know if I have any amounts to receive?
Consultation on the amount to which each worker is entitled has been available since Monday.
Therefore, it is possible to check the amount to be received and also the date on which this resource will be credited through the FGTS website.
However, if you prefer, you can call Caixa's call center, number 111, option 2.
As stated, the maximum amount per person is R$ 1,045.00 even for those who have a higher amount than that in their account.
How many people will benefit from the new FGTS withdrawal?
The president of Caixa Econômica Federal, Pedro Guimarães, stated that 121 million people – 8 in every 10 Brazilian adults – will receive some amount.
How to access money?
The amount will be automatically deposited into a Digital Social Savings Account, which will be opened by Caixa in the name of each worker.
Therefore, it will only be possible to move this money, initially, through the Caixa Tem app.
Therefore, this is a measure that aims to prevent people from traveling to agencies.
After all, with money in your digital savings account, you can pay bills and invoices, as well as use your virtual debit card and QR code to make purchases at supermarkets, bakeries, pharmacies, and other establishments.
From the date the funds are available for withdrawal or transfer, which is according to the month of birth, workers will be able to transfer the funds to accounts at any bank, free of charge, or withdraw them in cash.
When can I receive it?
You must take your birth month into account. So, see the new FGTS withdrawal schedule below:
Born in | Credit to the digital social savings account | Available for cash withdrawal or transfer to other accounts |
January | 29/06/2020 | 25/07/2020 |
February | 06/07/2020 | 08/08/2020 |
March | 13/07/2020 | 22/08/2020 |
April | 20/07/2020 | 05/09/2020 |
May | 27/07/2020 | 19/09/2020 |
June | 03/08/2020 | 03/10/2020 |
July | 10/08/2020 | 17/10/2020 |
August | 24/08/2020 | 17/10/2020 |
September | 31/08/2020 | 31/10/2020 |
October | 08/09/2020 | 31/10/2020 |
November | 14/09/2020 | 14/11/2020 |
December | 21/09/2020 | 14/11/2020 |