I worked for 6 months. How many unemployment insurance installments am I entitled to? 

I worked for 6 months. How many unemployment insurance installments am I entitled to? This is one of the most frequently asked questions when applying for assistance.

This is because there are specific rules regarding the time worked and the number of installments released, which determines important questions about the period in which the worker receives payment.

There are those who believe that all beneficiaries receive 5 installments, but is that really the case? 

In today's material, we will discuss this topic, as well as highlight all the rules for unemployment insurance.

That said, to resolve your doubts and stay informed on the subject, continue reading!

What is unemployment insurance?

Before we talk about the rules for granting unemployment insurance installments, it is important to explain what this benefit is.

Unemployment insurance is a benefit granted by social security that aims to guarantee a minimum income to workers who have unexpectedly lost their jobs.

However, it is worth mentioning that not all workers have the right, just as not all types of contract termination allow for the request for assistance.

This is because, as we already mentioned, unemployment insurance is for those who lost their job unexpectedly.

This means that if you resign, or are fired for just cause, the benefit will not be granted.

Furthermore, receipt depends on meeting certain criteria, such as time worked before dismissal and how many times this benefit has already been granted to the worker.

But, in principle, what you need to know is that this is paid through financial aid, calculated based on the last salary received.

Furthermore, the insurance is paid for a maximum of 5 months, but fewer installments may be released, depending on the case.

We will soon see how this issue of installments and released amounts works.

But, if you've experienced unexpected job loss, it's worth checking whether you're eligible for unemployment insurance!

Below you will find the answer to “I worked for 6 months, how many unemployment insurance installments am I entitled to?”

Who is entitled to unemployment insurance?

In the previous topic, you understood how unemployment insurance works, and saw that this is a benefit granted in specific cases.

This means that it is not enough to have been laid off from work to be able to apply for insurance.

This may raise some questions about who can apply for assistance.

The main rule is that the applicant must have experienced the termination of the contract unexpectedly.

This means that situations in which the termination of the contract was foreseen do not give rise to the right to request insurance.

A classic example is fixed-term employment contracts.

The same applies to dismissal for just cause, where, as there is a reason for termination, the employee cannot claim surprise.

And finally, if you resigned, it wasn't unexpected, so the insurance doesn't apply either.

The reason for this is that the insurance aims to prevent the worker from facing financial problems due to unexpected dismissal.

Furthermore, with the assistance, the person can look for a new job without having to worry so much about income.

So, as long as you don't fall into any of the cases exemplified above, you can apply for unemployment insurance.

It is worth mentioning that after the request, an analysis is carried out to determine if you have the right to what value and by which period.

This is important information to answer the question: “I worked for 6 months, how many unemployment insurance payments am I entitled to?”

I worked for 6 months. How many unemployment insurance installments am I entitled to?

At this point, you already understand everything about unemployment insurance and the possibilities for applying for it.

So, we can finally get back to our main question: “I worked for 6 months. How many unemployment insurance payments am I entitled to?”

To answer this question, we must first understand the rules related to the minimum period of practice for each period of insurance receipt.

As we have already said, unemployment insurance allows workers up to 5 installments, meaning it is paid for up to 5 months.

But, it is important to highlight the word until, since not all cases receive 5 installments.

This is because the release of installments depends on 2 main criteria:

• Time worked before dismissal.
• How many times has the worker received unemployment insurance?

This issue of installments is predefined, and we will now see how it works.

For workers who have worked for 6 months, there are 3 insurance installments.

For those who worked 12 months, there are 4 installments.

Finally, for workers who remained in their last job for 24 months, the number is 5 installments.

So, it is clear that for those who worked for 6 months, as a rule, 3 installments are released.

As for the value of each installment, this can vary from 1 minimum wage to 2 current national minimum wages.

What determines the amount made available to the worker is the last salary received by him.

Therefore, it is worth doing the calculation in order to understand the legal value, in addition to the number of installments.

I worked for 6 months and how many unemployment insurance installments am I entitled to? How do I withdraw them?

Now that you have the answer to the question "I worked for 6 months, how many unemployment benefit payments am I entitled to?", we can now talk about withdrawing the benefit.

It is worth mentioning that unemployment insurance payments are made by the Caixa Econômica Federal administration, through the application TEM Box.

Once you're in Caixa TEM, you can transfer the aid to any account via Pix or bank transfer.

However, if you prefer, during the application process you can provide an account to receive the benefit.

This way, the amount will go directly to the chosen account, without the need to use Caixa TEM.

Is it possible to lose the right to aid? 

After knowing the answer to the question "I worked for 6 months, how many unemployment insurance installments am I entitled to?" many believe that this number of installments is fixed.

In other words, regardless of anything, the citizen will receive the number of installments released according to the time worked.

But, it's worth saying that it doesn't work quite like that.

This is because, even though you are entitled to 3 installments after working for 6 months, the insurance is only a right while the unemployment situation persists.

This means that if you get another job 1 or 2 months later, your payment will be suspended.

This way, the remaining installments will not be paid, as you no longer need the assistance.

It is important to note that receiving unemployment insurance while working with a registered employee is fraud.

Therefore, do not avoid registering to avoid losing the benefit, as you may have serious problems.

That said, now you know the answer to your question, as well as understanding everything about unemployment insurance.

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