Provu Loan – an opportunity for the self-employed.

When applying for a personal loan, there are certain requirements and documentation to meet. Among them is proof of income.

This receipt serves to prove to the institution that you are able to pay the amount you are requesting; it's like a guarantee.

Unfortunately, many self-employed professionals end up unable to obtain credit in the market because they cannot prove income.

The means of proving income are with a payslip or a bank statement. But, depending on the field, people only receive cash payments.

In other words, there is no easy and formal way to prove that you are able to repay a loan.

So, how do you prove your worth and get loan approval?

Well, we're not going to show you something difficult to do to prove your income, quite the opposite.

Let's simplify things and show you where to get credit even without proof of income.

So, keep reading and learn more. Provu loanSee the index below:

• About Provu;
• How it works;
• What are the advantages of the loan?
• About the interest rate;
• Required documents;
• How to apply;
• Conclusion.

About the Provu

Lendico is now Provu! That's right, Lendico is a leading financial institution in the credit market.

In fact, it still is, the only difference is that it's now called Provu. 

The rebranding took place in 2021 and emerged as a strategic decision to reposition the company and to have a wider reach for its financial products.

Despite the rebranding, the intention is to offer even more services, but without losing Lendico's efficiency, reputation, and history.

The institution's main products are: Provu Loan and Provu Installment Loan.

Now see below how the first option works!

How does the Provu loan work?

This loan is ideal to help you achieve a dream or even reorganize your financial life.

Over 90,000 Brazilians have already benefited, and more than R$$750,000 million has already been loaned.

To be included in these data, you can apply for a loan of up to R$50,000.00.

The requested amount can be paid in up to 36 months, and it is done online quickly and securely.

If the contract is signed by 1 PM, the requested money will be in the account on the same day.

What are the advantages of a Provu loan?

One of the great advantages of Provu loan This gives you the assurance that you are requesting credit from a secure, trustworthy company that is a leader in its field.

Furthermore, it is less bureaucratic, since it can be requested by those who do not have a payslip.

Another advantage that stands out is that it's online, meaning you don't have to leave home and worry about standing in lines, taking the bus, or dealing with a manager.

We know that we are living through delicate times due to the pandemic; certainly, life must go on, but we have to take care of ourselves.

Therefore, not having to leave home to apply for a loan is advantageous and represents one less risk.

Not to mention that the money is deposited into your account, meaning you don't need to go to a bank branch with a large sum of money and risk being robbed.

About the interest rate

Provu's interest rate is lower compared to thousands of other institutions, ranging from 1.99% to 10.95% per month.

Required documents

If the request is approved, the next step is to submit the documentation for review.

Yes. Even if you have been approved in credit analysisHowever, if the institution detects anything irregular in the documents, it may still deny the loan.

Therefore, make sure that the information you entered beforehand is correct.

 To further facilitate the approval of your loan and obtain better terms, try sending proof of your bank transactions from the last 3 months, i.e., a bank statement.

With it, the bank can better understand your financial profile and consider the best credit option, interest rates, and payment terms.

Besides that, have an identification document on hand, for example, an ID card and CPF (Brazilian tax identification number), as they asked you to send a photo.

After the documentation has been reviewed and approved, it's time to sign the digital contract and wait for the money to be deposited into your account.

It's certainly so simple, easy, and quick that it almost seems too good to be true. But it's not, you can trust us. Provu loan.

How to apply

Those interested in applying for this type of personal loan can access the Provu website and click on “"Request a Loan".

Among the questions you will have to answer during the initial registration, we find, for example:

• Full name;
• Date of birth;
• CPF;
• Current occupation;
• Salary or monthly income.

Certainly, in the current occupation option, there is the option "Self-employed/Freelance professional" to choose from.

Conclusion

THE Provu loan It's a great option for self-employed professionals, as it doesn't require them to present a payslip.

However, if you want to increase your chances of approval and receive better terms and lower interest rates, send a statement or proof of your bank transactions.

Remember to use credit responsibly and plan to pay the first installment next month.

The whole process is simple, fast and secure, so when you need urgent cash, be sure to check it out. Provu loan.