Mastercard Price Protection and 6 cards to apply for

With Mastercard Price Protection Insurance you have the freedom to choose the lowest price!

What is Mastercard Price Protection Insurance?

This is an insurance policy designed for the Mastercard Gold card. It gives you the freedom to always get your product at the best price.

When purchasing an item with a Gold credit card, you can receive the difference if you find the same item for less.

However, there are some coverage conditions, among them, we find:

The purchase must have been made with a Mastercard Gold card;
The print or online advertisement must have been published within 30 days of the date of your original purchase;
The maximum benefit amount is up to $100 per occurrence, subject to a limit of up to $200 per account during a 12-month period;
The insured purchase must cost a maximum of $50;
The insurance only applies to purchases made on Brazilian websites or stores.

Well, despite all the conditions, you can still enjoy some of this benefit. Furthermore, Gold cards also offer other advantages to their users.

Continue reading and discover 6 cards with Mastercard Price Protection Insurance and other benefits.

1. Bradesco credit card with Mastercard Price Protection Insurance

This card is international, meaning it's accepted in Brazil and abroad. You can easily make purchases at foreign stores with it!

In addition to Price Protection Insurance, the Bradesco credit card also has many other advantages.

The first thing we highlight is discounts on services and products from partner stores. Among the options, we find, for example:

40% of discounts at Nicephotos;
10% discount on your booking at Hoteis.com;
20% discounts at Casas Bahia;
R$15.00 cashback at Petlove;
Exclusive installment plan at Taqi;
Up to R$ 500 in credits at Confraria Grand Cru;

In addition to all the discounts at partner stores, you can also accumulate points at Livelo.

It is worth noting that discounts will only be eligible for payments made with the Bradesco Mastercard Gold International credit card.

In addition to the Mastercard Price Protection Insurance, This card comes with the Original Extended Warranty Insurance and Purchase Protection Insurance.

2. N Card Gold International with Mastercard Price Protection insurance

The Netshoes Itaucard has an annual fee, but at an affordable price, just R$186.00 or 12x R$15.50.

Users of this card have access to 30% plus discounts on offers from Netshoes and Zattini.

Additionally, you can pay for your purchases in up to 15 interest-free installments at these stores and get 50% in discounts at the cinema.

Among the benefits offered by the brand, we can highlight Mastercard Global Services, a global emergency assistance that the brand offers to its customers.

3. Pan Credit Card with Mastercard Gold International Price Protection Insurance

The Pan credit card has no annual fee or bureaucracy. It also offers special offers at partner stores, such as:

6 free monthly payments on Veloe;
Club + Vacations with no membership fee;
Discounts of up to 30% on CNA GO monthly fees;
Free first two monthly payments from Avus;
Special discounts on reservations made at Movida.

The annual fee for this card is paid in 12 installments of R$32.00, however, it can be waived if the user uses the Use + Pay Less.

The minimum income required to apply for this card is R$1,500.00. You can also receive cashback on your statement and earn points with Pan Mais.

Other than that, it is still possible to enjoy the benefits of the flag, such as Mastercard Price Protection Insurance.

4. Porto Seguro Mastercard Gold Credit Card

This credit card is packed with advantages and benefits. With it, you have access to the incentives offered by the card brand:

Mastercard Global Service;
Mastercard Surprise;
Price Protection;
Purchase Protection;
Extended Warranty;
Airline miles.

In fact, the Porto Seguro credit card is one of the best for accumulating miles.

In addition to these benefits, Porto Seguro also offers other exclusive advantages and services to its customers. These include:

Digital Wallet;
20% discount on the Vá de Táxi app;
Blue Note SP;
Discounts on Porto Seguro products and services;
Porto Plus;
Discount on car fueling with Shell Box through the Porto Seguro Card app.

Certainly, the Porto Seguro credit card is one of the most advantageous on the market due to its range of benefits and advantages.

Download the Porto Seguro Bank app and request yours!

5. Banco Original Credit Card with Mastercard Gold Price Protection Insurance

Banco Original's Mastercard Gold credit card offers many benefits to its customers.

Your first annual fee is free, meaning you'll only start paying in the second year after the card is issued. From the second annual fee onward, you'll pay 12 installments of R$$29.00.

In addition, customers also earn cashback on purchases made on credit and have access to Mastercard Price Protection and other benefits offered by the brand.

The bank also offers many perks in the Meu Original program, where you have access to discounts and exclusive offers from partner brands.

Replenishing your credit card limit is also instantaneous; pay and your credit is released immediately!

6. Nubank credit card with Mastercard Gold Price Protection insurance

The Nubank credit card has no annual fee and is accepted in Brazil and abroad. Plus, you can get significant discounts when you pay your bill early.

This card also has the benefits offered by the brand, which for this variation, Gold, is more linked to the guarantee of purchased products.

Therefore, it is perfect for those who pay and pay in installments for their purchases with a credit card.

This card is one of the most popular among Brazilians and comes with a digital account full of benefits and features.

With it, you can build your credit limit and save money with scheduled withdrawals. It's a great alternative for those who have trouble starting to save.

Speaking of which, be sure to read our text: What does planned savings mean? Is it worth it?

Nubank still has some of the best customer support on the market, so you can be sure that whatever the situation, you'll be helped quickly.

To learn more details and open your account, download the Nubank app.

How do I activate Mastercard price protection?

There are two ways to activate the Mastercard Price Protection Insurance. The first option is to call 0800 891 3294.

If you prefer, you can request to open a claim through the website lac.mycardbenefits.com.brWhen accessing the website, you will need to enter your credit card details to begin the service.

Don't forget that you need to present your purchase receipt and that the item must be on the list of eligible products.

In addition, you must present the following documents:

Completed, signed and dated claim form.
Original receipt proving payment for the product with the Mastercard.
Discounted print or internet advertisement published within 30 days of your original purchase date.
Cardholder statement proving that the purchase was in good condition at the time the claim was filed.

See the list at Mastercard Benefits Guide.

There is no need to activate your insurance in advance or issue an insurance ticket. Simply pay for your purchases with your Mastercard Gold card and keep your receipts.

In the Benefits Guide you can also consult all the rules and eligibility requirements.

To enjoy the benefit with greater peace of mind and avoid any unpleasant surprises when an incident occurs, it is very important to read the entire insurance policy.

Is there Price Protection Insurance on Mastercard Platinum?

Unfortunately, no. Currently, this benefit is exclusive to Mastercard Gold cards.

In this text we mention 6 credit card alternatives with the Mastercard Price Protection Insurance.

However, despite not offering this benefit, Mastercard Platinum cards offer other advantages that can be useful for your travels, purchases and much more.

Discover the main benefits below and some alternative Mastercard Platinum credit cards.

#Vays

Customers who travel frequently can count on many benefits to use while traveling.

Priceless Cities: With this benefit you have access to the most incredible experiences around the world.

Some of them you can enjoy in the comfort of your home or hotel, for example. But the most incredible ones can be felt, witnessed, tasted, and touched.

Mastercard Travel Rewards: Purchase products from the world's best brands and receive cashback on offers.

Mastercard Airport Concierge: have a personal agent to help you with any major difficulties at the airport.

Global Emergency Assistance: Receive guidance and emergency assistance in cases of theft and loss of your card in any language.

#Concierge and services

With Mastercard Platinum Concierge, you have access to a 24-hour personal assistant.

They can help you organize a trip, look for events, and recommend the best restaurants, services, tourist attractions, etc.

#Insurance

Customers who have a Mastercard Platinum card also have access to Travel Medical Insurance and MasterSeguro Automobile Insurance.

#Experiences and offers

Despite not having the Price Protection Insurance, Mastercard Platinum cards have many advantages for those who love shopping.

This is because users have access to many services and special discounts, for example:

Discounts at restaurants;
Exemption from corkage fee;
Mastercard Surprise.

With Mastercard Surpreenda, customers have access to discounts on dozens of products and services, such as:

Outback;
Havana;
Love in Pieces;
Giuliana Flores;
Asics;
Evino.

You can also accumulate points and exchange them for vouchers. You can then redeem them through the app or website, using the store name and product you want.

4 Mastercard Platinum credit card options to apply for!

In this topic, you'll find some Mastercard Platinum credit card options if you're looking for a version that offers more benefits.

1. Original

Banco Original offers different credit card versions, including the Platinum. The Platinum version comes in gray, and your first annual fee is free.

With it, you receive cashback, can request up to 10 additional cards with no annual fee, and make online purchases with the virtual card.

In addition, you also have access to a benefits platform with special conditions at partner stores.

Although it does not offer the Price Protection Insurance, has Purchase Protection Insurance and Original Extended Warranty Insurance, in addition to many other benefits.

2. C6 Bank Mastercard Platinum

This card has no annual fee and is flexible. You can use it to earn points in the Átomos rewards program.

Points, in turn, never expire and can be exchanged for cashback, discounts on airline tickets, and much more.

You can choose from 12 beautiful color options and even decide how your name or nickname will be printed on the card.

C6 Bank offers a comprehensive digital account. It offers loans, an investment platform, insurance, and more.

3. Pan Platinum International Credit Card

The annual fee for this card costs R$499.92, but can be paid in 12 installments of R$41.66. The minimum income required to apply for it is R$5,000.00.

In other words, it is a high-income card, just like most Platinum credit cards.

The card is international, which means you can make your physical and online purchases anywhere in the world with peace of mind.

The advantages and benefits it offers are numerous, ranging from discounts on annual fees to cashback on invoices.

To learn more about the benefits and find out how to request yours, read our content.

4. Inter Mastercard Platinum

The Inter Mastercard Platinum card has no annual fee and offers free and unlimited withdrawals from Banco 24h.

The Inter digital account is comprehensive and also offers many benefits to its customers, such as cashback and discounts at partner stores.

To have this card you need to prove income above R$1,000.00, however, it offers a high credit limit and more benefits.

Discover how the Platinum credit card works and what the benefits are

Conclusion

The benefit Mastercard Price Protection It's exclusive to Gold cards. In addition to this benefit, it offers many other advantages to its users.

However, Gold cards are intended for people with higher incomes. Typically, the minimum income required to apply for this product is R$1,000,400, but it can be found starting at R$1,000,400.

Ideally, you should research to find out which option best fits your financial profile and is most economical for your pocket.

You can start your research with the options mentioned in this text, but you can find other recommendations on our portal.

Credit Market

Nara

Writer and aspiring Virtual Assistant. Passionate about the Digital Financial Market and its various aspects. Certified by Rock Content and HubSpot. ANBIMA student.

October 13, 2022