Can I check my FGTS using my CPF number over the phone? Find out now!

Check FGTS by CPF by phone It is a possibility that would make workers' lives much easier.

This is because it is not always possible to access the application, especially when the registration data is out of date.

But does this possibility exist? What methods are there? existing FGTS consultationWhat to do when there is a discrepancy in FGTS accounts?

These are the most common questions when it comes to FGTS consultation, and the good news is that they will all be solved in today's material.

That said, if you want to have greater ease when dealing with your FGTS, just continue reading and check out the other related content from Valor Notícias!

What is the FGTS? 

Before we talk about how check FGTS by CPF by phone, it is important to give a brief introduction to the main topic.

This is because it is very common for people to have doubts about this benefit, especially regarding who is entitled to it.

The FGTS (Guarantee Fund for Length of Service) It is a benefit paid to the worker through amounts deposited monthly by the company for which he works.

These amounts correspond to 8% of the worker's monthly salary, and must be deposited every month.

In this way, the worker accumulates a value that serves as a guarantee, in case he goes through a unexpected dismissal process.

Therefore, after dismissal, the worker has the possibility of withdrawing this amount, and in some cases may even receive a fine of an additional 40%.

However, it is worth mentioning that not all workers can withdraw their FGTS.

This is because, if he was fired for just cause, or if he asked resignation, can't withdraw the FGTS.

In this case, the amounts are retained and can be withdrawn later on specific occasions.

It is worth mentioning that the worker does not suffer any discount with the FGTS deposit, so that only the company bears these costs.

Furthermore, payment of the FGTS is mandatory, therefore, the company cannot refuse or even delay payment of deposits.

Thus, amounts are accumulated monthly, which form the total account amount.

But, is it possible to check FGTS using your CPF by phone? We'll see below! 

How do I check the FGTS? Is it possible to check the FGTS using my CPF number over the phone?

In the previous topic, we were able to understand everything about the FGTS deposit.

Thus, it is clear that all workers who work under the CLT regime are entitled to the FGTS deposit.

However, although it is mandatory, it is not uncommon for companies to fail to deposit the amounts, or to deposit them late, and in some cases even pay lower amounts than due.

For this reason, it is very important that the worker remains attentive and check your FGTS frequently.

This way, if there is any delay or problem with deposits, you can request repairs in time.

It is worth mentioning that many workers end up leaving this for later, and in resignation discover that the company never deposited.

This is a very annoying situation, and in many cases it requires legal proceedings to be resolved.

Therefore, the best thing to do is to act with caution and consult frequently, so that you can act in time in the event of a discrepancy.

But how is it possible to make this query? 

The most practical and common consultation method is through FGTS application.

There you can access all your information, as well as check your detailed statement.

This way, you know when each deposit occurred, as well as being able to check the amounts in detail.

The app is available for iOS and Android and is free.

To access it, simply log in with your Gov.br account using your CPF.

In addition to the app, you can also check your FGTS by going to a Caixa Econômica branch.

But what about checking your FGTS using your CPF number over the phone? Is that possible? The answer is in the next topic! 

Is it possible to check FGTS by CPF by phone?

Previously, we presented you with two main options for consulting your FGTS.

The app is certainly the most complete option, as you can access all information related to the benefit.

However, it is not uncommon to see cases of people trying to access the app and being unable to do so for a number of reasons.

And going to a branch isn't always feasible, especially for those who work business hours.

Therefore, in these cases it is crucial to have other means of consultation.

The telephone is certainly a practical method, but is it possible to check FGTS by CPF by phone?

The good news is that yes, there is a phone number to make this type of inquiry.

The number is 0800 726 0207, which is the CAIXA Citizen Service.

Through this phone you can check social benefits, PIS, Social Card and even FGTS.

When calling, simply provide your CPF, select the FGTS option and your balance will be informed.

It is worth mentioning that it is not possible to consult the detailed statement over the phone, only the total amount.

But it's still a great option for those who don't have access to the app.

My FGTS account is empty: why is this happening and what should I do? 

Throughout this material, we present you with several ways to check your FGTS, so you can easily find out your balance.

However, you may have received information when making your inquiry that your FGTS account is empty. Why does this happen? What should you do? 

Starting with the first question, there are several reasons why a FGTS account may be empty, and one of the main ones is the lack of deposit by the company.

In this case, you should contact the company and request that the deposits be made as soon as possible.

In addition to this reason, cases where there is divergence in the PIS number, which generates duplication in the FGTS account.

In this case, the company deposits the funds, but they do not go to the employee's main account.

To resolve the problem, you must go to a Caixa branch and request the unification of your PIS number.

Once this is done, everything will be resolved, and the amounts deposited by the company will go to your account.

The last possible reason for an FGTS account with divergent values may occur with the hiring of FGTS loan.

This is because when you takes out this type of loan, the corresponding amounts are withdrawn from the account by the creditor bank.

So, check out the loans you've taken out to clarify any doubts you may have about the amounts.

Finally, now that you know how to check your FGTS by CPF by phone, take the opportunity to monitor the amounts deposited monthly and stay up to date with all the information about your benefit!