Rural retirement: how does it work and who is eligible? 

Rural retirement is a benefit granted to workers who prove that they have worked in rural activities for the minimum period required.

It is worth noting that the criteria for granting this type of retirement differ from the conventional benefit, starting with the minimum age for applying.

However, anyone who believes that it is enough to claim rural work to obtain it is mistaken, since it is necessary to present proof and meet the requirements demanded by the INSS.

So, what is rural retirement? Who can apply? What are the criteria for granting it? What are the amounts paid? 

All of these questions will be answered throughout the following content topics.

Therefore, if you want to know more about the subject and understand everything about this type of benefit, just continue reading! 

What is rural retirement?

THE retirement is a right sought by every citizen who has worked throughout his life, so that he can enjoy the rest he deserves in his old age.

However, it is known that applying for retirement through social security is not a simple task, nor is it a guaranteed right.

This is because only those who contribute for the minimum period and reach the required age can access the benefit.

Furthermore, the amounts received are not the same for everyone, as everything depends on the circumstances in which the retirement occurred.

Therefore, it is not enough to be elderly or to have worked to be able to retire through public pensions in Brazil.

And, for a long time, rural workers faced difficulties in accessing retirement.

This occurs due to the difficulties in proving rural work activity, which often occurs without formal employment records.

But, with the creation of rural retirement, this changed, as this is a specific modality aimed at this public.

It is important to say that rural retirement is part of the retirement by age category.

This means that the rural worker must reach the minimum age required to receive the benefit.

Furthermore, it is aimed at categories such as fishermen, artisans, miners, rural producers, among others.

All of these activities require the worker's strength, and that is why the criteria for granting this type of retirement are not the same as those for the regular model.

We'll soon see what these criteria are, which will help us understand how this benefit works.

What are the criteria for guaranteeing this type of retirement?

At this point, you already understand what rural retirement is, and who can apply for this type of benefit, as the name suggests, it is aimed at workers in the rural sector.

However, we have also seen that having worked in this sector for a lifetime is not enough to guarantee the benefit, as other criteria must be met.

One of the main criteria is age, as you must reach the minimum age.

The rural retirement age is not the same as that applied to the common social security benefit.

This is because, in this model, the minimum age is 55 for women and 60 for men.

In addition to age, rural workers must also meet the minimum qualifying period.

The minimum qualifying period is the same for men and women, being 180 months.

If the applicant meets these requirements, he or she can apply for retirement.

Later on we will see how this request should be made, and where to make it.

What is the value of rural retirement?

Understanding the criteria for applying for rural retirement is the first step in implementing this idea.

However, there is one issue that raises doubts among most applicants, which is the value of this benefit.

After all, what is the amount paid for rural retirement? Are the amounts always the same, or do they depend on length of service?

Like other retirement age models, rural retirement also has variations in the amounts paid.

This is because, when calculating retirement, some issues are considered, such as:

• Amount collected by the applicant;
• Contribution time;
• Type of rural retirement (there are different categories);
• Grace period.

If the worker only completes the minimum qualifying period of 180 months, for example, the benefit released will probably be 1 minimum wage in effect.

However, it is worth mentioning that rural workers can receive from the minimum (R$1,320.00) up to the INSS ceiling (R$ 7,507.49).

It all depends on the conditions under which the person retired, as well as the contributions made by the rural worker.

This means that the more the worker contributes throughout his life, the higher the retirement values will be.

How and where to apply?

Throughout this material, we explain everything about rural retirement in detail.

This way, you already know what it is, who can apply, the amounts paid, and so much other relevant information.

So, we can finally move on to the practical part, which is explaining how and where to apply for the benefit.

The application for rural retirement is made through the INSS.

Therefore, you must access the website, application or go to a organic unit of the INSS to apply for the benefit.

It is worth remembering that it is necessary to present documentation to request retirement.

The required documents are:

• Work Card (CTPS);
• INSS payment slips;
• Evidence that attests to or testifies to rural activity for the minimum period.

The first request can be made online, simply access the rural retirement age tab.

But, if you prefer, you can go to a branch, where the attendant will help you through the entire process.

After the request, you will have to wait for your request to be analyzed.

If granted, just wait for your retirement payments to start! 

Can you work again after receiving your pension? 

When we talk about rural retirement, it is very common for people to be unsure whether this is a social security or social benefit.

And, as we well know, in the case of social benefits, like BPC, the return to work activities results in the suspension of the benefit.

But, in the case of rural retirement, this is not a social benefit, but rather a social security benefit.

It is worth mentioning that not all social security benefits provide for a return to work without loss of rights.

This is because, in the case of disability retirement or retirement granted for special reasons, returning to work interrupts the payment of the benefit.

However, rural retirement is a type of age-based benefit, and therefore does not fit into these examples.

Therefore, if you retire in the rural category, there is no impediment to returning to work, if you want to.

This was the information about rural retirement, so if you fall into the right group, be sure to request your benefit when you meet the minimum requirements.