Azul Credit Card is Synonymous with More Comfortable Travel

THE Azul credit card is Recommended as a good option for frequent travelers, however, it also offers many benefits for those who prefer a homebody lifestyle. 

Moreover, it offers different versions that meet the expectations and needs of different audiences. 

How does the Azul credit card work?

This card works like any other card: you apply for it, receive a credit limit after a credit check, and use the card to pay for and split your purchases into installments. 

However, we know that this question deserves more, so in the following sections you will learn in detail how this card works through the advantages and benefits it offers.

THE Azul credit card is This is the result of a partnership between Azul Linhas Aéreas and Itaú bank. To cater to different audiences, it has more than one variation, which can be found under the Visa brand:

• International;
• Gold;
• Platinum;
• Infinite.

Under the Mastercard banner, we find the following variations:

• Platinum;
• Gold;
• International.

What we can see from this partnership between the airline, the issuing bank, and the card brands is that customers can count on benefits and advantages offered by each of them. 

To better understand the difference between the variations in terms of operation, see the following topic. 

What are the main differences between the versions of the Azul credit card?

The first difference we observed in the previous topic is that they can be issued by Visa or Mastercard, which may be important to know when applying. 

In terms of acceptance, this doesn't matter much, because both Visa and Mastercard are accepted in thousands and thousands of establishments around the world.

You'll hardly find a place that accepts credit cards that doesn't accept cards from these brands.

However, in terms of benefits, they differ. Therefore, it's important to find out what benefits they offer before choosing.

This way, you choose the option that best meets your needs and expectations.

However, there's no need to worry about it: both offer very similar benefits and advantages, with only a few differences.

See below a table demonstrating the main differences between the Azul credit card variations.

Azul International Visa and Mastercard	Free annual fee when spending from R$1.000 on your bill or R$33.00 monthly.	Minimum income: R$1,500	Score: US$ 1 = 1.4 points
Azul Gold Visa and Mastercard	Annual fee waived with a minimum spend of R$2.500/invoice or R$42.00 monthly.	Minimum income: R$2,500	Score: US$ 1 = 1.7 points
Azul Platinum Visa and Mastercard	Free annual fee with a minimum spend of R$4.000 on your bill or R$59.00 monthly.	Minimum income: R$5.000	Score: US$ 1 = 2.2 points
Azul Infinite Visa	Annual fee waived with a minimum spend of R$20,000/invoice, 50% discount with a minimum spend of R$10,000/invoice, or R$100.00 monthly for lower spending.	Minimum income: R$10,000.00	Points: US$1 = 3.00 points

With this table, it is possible to observe, at first glance, the main differences between each version of the card.

However, another major difference lies in the benefits and advantages they offer. The higher the cost of the card, the more benefits it provides. 

In the next section, we'll summarize these benefits. Don't miss it!

What are the main benefits offered by the Azul card?

As we have already mentioned, the benefits offered by this card vary according to each version and also depending on the chosen card network. 

However, some benefits are found in all versions, such as:

• Tudo Azul Program Score;
• Discounts on airline tickets with Azul, Azul Viagens, Clube Tudo Azul, and points purchases;
• Flexible limit;
• Interest-free installment payments at Azul.
• Bonus points for reaching the maximum spending on your bill to receive an annual fee waiver;
• 50% discounts at Itaú partner cinemas and theaters;
• iPhone Forever;
• NFC Technology (tap and pay);
• Benefits of the flag;
• Additional free cards.

THE Azul International It's the most affordable and also the easiest to manage version for those who don't have such a high income.

Despite offering fewer benefits, it's an easier alternative to manage. Among the benefits offered by the card network for this version are Mastercard Surpreenda, Vai de Visa, and Travel Assistance Service, for example.

However, the Blue Gold It is considered an intermediate option. The minimum income is slightly higher compared to Internacional, and the annual fee is also higher.

However, it offers more benefits, including: 1 free checked bag on domestic flights, Azul Space once a year, and Topaz category in the Tudo Azul program. 

The last two versions are considered high-income cards; even though they have a higher cost, they offer significantly more benefits.

THE Platinum, For example, it offers free flight changes, Azul Space twice a year, 2 free checked bags, VIP lounge access, and Sapphire status in the Tudo Azul program. 

Finally, it is important to highlight that the version Infinite It is only available with the Visa brand.

It offers several benefits, but with some eligibility rules for most of them.

To check each benefit and rule, it's important to access the card's page on the Itaú website.

What is the credit limit on the Azul Visa card?

Like most credit cards, the Visa Azul credit limit is determined based on a credit analysis and each customer's profile. 

This analysis assesses different aspects of the applicant's financial profile and data, but the most influential factor in determining the initial credit limit is the ability to pay.

A customer who demonstrates a higher ability to pay and a better credit score will certainly receive a higher limit, or rather, one that is more in line with their financial reality.

However, according to credit card history and reports from some customers, the initial limit for the Azul Visa card starts at R$2,500.00.

The maximum limit will depend on each card version. High-income versions offer a higher limit, exceeding R$30,000.00.

To summarize this topic, it is interesting to consider that the Azul credit card It is a promising alternative for those seeking Credit cards that offer high credit limits.

What are the requirements to apply for the Azul card?

To apply for this card, it's important to meet the required criteria. According to the table above, the most important of these is the minimum income.

Each version has a minimum income requirement, so to apply for your desired version, please check if your income meets the requirements.

For example, if you have a monthly income of R$6,000, you can apply for the International, Gold, or Platinum version.

In addition to minimum income, the bank will assess other important points in the credit analysis, such as your standing with credit bureaus and your credit score.

How to apply?

First, go to the official page of Itaú CardsCompare and see which option best suits your needs. 

Even if your income allows you to order different versions, it's very important to assess the costs involved with this product.

Choose an option where the annual fee doesn't strain your budget and that offers benefits that match your reality.

It's not a good idea to choose the most expensive card based on its benefits, since you'll hardly use any of them.

After comparing and deciding, choose your desired card brand and proceed with the application. To do this, enter your CPF (Brazilian tax identification number) and click on "Request card".

The next steps involve credit analysis, filling out the form with your information, background check, and receiving a response from the bank.

If approved, you will receive your credit card within 15 business days at the address provided during registration.

Finally, just unlock your Azul credit card and start enjoying all the advantages and benefits it offers.