CVC Itaú Card: see how it works
Have you ever imagined traveling and enjoying exclusive benefits in over 150 destinations? With the CVC Itaú card, it's possible!
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Banco Itaú is one of the largest credit card issuers in the world. It partners with major brands to offer credit cards packed with benefits to both companies' customers.
A great example of a successful partnership is CVC Itaú card, the result of a partnership between one of the largest credit card issuers and one of the largest travel agencies in Brazil.
In today's text, you'll discover how this card works, what benefits it offers, who it's recommended for, and much more!
So, be sure to check it out!
How does the Itaú CVC card work?
The CVC Platinum Card is issued under the Vida banner and is recommended for travelers.
This is because it offers many advantages and benefits that can be enjoyed while traveling.
The minimum income required to apply for this card is just R$800.00, less than a minimum wage.
Therefore, it is also a perfect alternative for people with low incomes.
Your annual fee costs just R$1,500 per month. However, you can get a waiver by spending R$1,500 or more per invoice.
The card is issued by Itaú bank, as already mentioned, and is only available under the Visa banner.
Another reason that makes the CVC Itaú card an ideal alternative for travelers is because with it, it is possible to accumulate points.
Points are even counted toward spending in Brazilian reais. For example, for every R$$3 spent with this card, the customer earns 1 point.
During travel, you can accumulate double the number of points, so for every R$3 spent on travel, you accumulate two points.
Points are accumulated in the Mais CVC program and last for 24 months.
To start accumulating, simply unlock the card and start using it, it's automatic and free.
What is the limit on the CVC Itaú card?
The CVC Platinum card limit varies depending on several factors. These factors are evaluated through credit and registration analysis and may include:
- Credit score;
- Applicant's income;
- Purchase profile;
- Limit already granted on other credit cards;
- Delay information.
This information can influence both approval and the determined limit.
If you receive an initial limit that doesn't meet your needs, you can increase it on average 6 months after signing up.
You can request it via Internet Banking or the Itaucard app.
What are the advantages offered by the CVC Platinum card?
As already mentioned, this card offers many advantages to its customers, especially travelers.
Firstly, we can mention the benefits offered by the Visa flag for Platinum variation cards.
With the CVC Itaú card, you have access to benefits such as:
- Room upgrade;
- International Medical Emergency Insurance;
- Price Protection;
- Purchase Protection;
- Emergency withdrawal;
- Free transfer;
- Concierge;
- Conversion of points into reais;
- Installments of up to 12x, interest-free, at CVC stores;
- NFC Technology;
- Registration in the main digital wallets;
- Payment in up to 24 installments, with interest, at CVC stores;
- VIP lounges;
- Discounts in establishments.
Additionally, it offers an Emergency Limit feature, which allows you to get a free credit check when you exceed your limit.
Another interesting advantage is the TAG Itaú, where you can have free monthly payments when you sign up for a plan and thus avoid queues.
A very interesting and exclusive advantage for all cards approved at CVC stores is that, upon approval, a voucher will be generated that can be used as a temporary card.
With it, the CVC card limit can be 80% higher for customers to make purchases at CVC.
However, it is important to note that the extra limit granted by the voucher is available for 24 hours and is only valid for spending at CVC.
How to apply for the CVC Itaú credit card?
