Credit Card Limit 5,000: 7 suggestions available!

In advance, check out this content for 7 credit card suggestions with a limit of $5,000. Learn the benefits, annual fees, and how to apply for yours easily and without bureaucracy!

1 – Credit Card Limit 5 thousand without annual fee PicPay

Firstly, Picpay is an excellent suggestion, after all, the customer does not pay an annual fee and the limit released by the company reaches R$5,000.00. The order is integrated with the digital wallet and has cashback of up to 5%.

Another point worth noting about Picpay is that you can pay for your purchases with either your account balance or your credit card limit. You can also pay bills, top up your phone, and make payments using QR codes.

Advantages of Picpay:

High limit without bureaucracy;
Zero annual fee;
Up to 5% cashback on purchases made via QR Code on Cielo, Getnet, and Rede card machines; at companies registered with PicPay; partner websites and Picpay Store;
Payment with QR Code and by contactless payment;
Mastercard International Credit Card;
Payment of bills in installments with the Picpay credit card;
App Integration;
Possibility of making cash withdrawals using the account balance or card limit;
More peace of mind on your trips abroad, after all, this international card is designed to help you make the most of your trips! Simply activate the travel alert;
Make payments to other people using your card, you can even split them into installments!

Cards that may interest you

How do I apply for a Picpay 5,000 Credit Card?

First, you need to open a digital wallet at the institution. So, the first step is to download the app and register. After that, simply access the waiting list and enter your details, such as: name, CPF, date of birth, cell phone number, and email address.

Then the creditor company makes a credit analysis The limit can be up to R$1,000.00, but it all depends on the consumer's profile. Once your order is approved, simply send a selfie holding a photo ID.

2 – Nubank

In advance, the Nubank also releases limits of up to R$5,000.00. However, approval is subject to a credit analysis and the customer's monthly income. In fact, this is one of the easiest cards to apply for and to increase the limit over time.

Currently, according to information from Nubank, you can add limit on your card. The procedure works as if it were a credit card without a pre-approved limit.

To release the credit, simply deposit an amount into the account. Then, select the "add more credit" option. At the end of the month, the customer pays the invoice as normal.

Plus, the card is Mastercard International, meaning you can make purchases anywhere in the world without having to pay fees or prove your income!

Latam Pass Card See the benefits for travelers

Place the order for Nubank credit card It's very easy. Access the institution's website or app right now and enter your details. Then, wait for your credit analysis response.

3 – Platinum Caixa Credit Card limit of 5 thousand

In advance, one of the suggestions with highest limit and several benefits is Caixa's Platinum. In fact, just the minimum credit released is already quite advantageous, R$1,000.00.

Depending on your monthly income and credit score, the amount can be well over 5,000. You can pay for your purchases in interest-free installments with no down payment at many establishments.

THE Platinum Box It's available in two forms: Mastercard and Visa. See the benefits and annual fees for each below!

One of the first advantages of selecting the VISA flag is that customers with a salary account at Caixa have exemption from the first annual fee, 90% discount in the other installments, in addition to:

Travel assistance;
Go with Visa;
Visa Checkout;
Visa Causa (You choose an institution or cause to make donations without having to pay anything);
Purchase and price protection insurance;
Rental vehicle insurance and original extended warranty;
International medical emergency;
Online Concierge and Medical Visa Services.

The annual fee for this card is R$414.00 or 12 monthly installments of R$34.50.

Just like Visa, customers with a salary account at Caixa receive a discount. However, the amount is only 50% on the first annuity, along with the advantages of being Mastercard Platinum:

Mastercard Surprise;
Price Protection;
Travel and offer consultants;
Travel medical assistance;
Rental car insurance;
Concierge;
Personal agent for escort and assistance with airport connections.

The annual fee for the Mastercard brand is R$453.00 in 12 monthly installments of R$37.75.

Initially, when requesting your credit card (limit 5 thousand) Platinum Box you are part of the Caixa Points Program, a reward system of the financial institution.

This way, with every purchase made with the card, you earn points that can be redeemed for prizes and airline tickets.

This card can be requested at physical branches or Caixa Aqui bank correspondents. Find the nearest branch and request the Caixa Platinum card of your choice.

4 – Credit Card with a limit of 5 thousand 1/2/3 Santander

Our fourth suggestion is the Santander 1/2/3, in fact, this card is from the international Mastercard Gold line. In other words, a excellent credit card option with a limit of 5 thousand.

In short, the rewards program works like this: when you shop in physical stores, you earn one point, when you shop online, you earn two points, and when you shop internationally, you earn three points. Points are equivalent to one dollar spent.

The annual fee for this card is quite affordable, with just 12 monthly payments of R$1,000.00. What's more, if you spend at least R$1,000.00 on your statement, you'll receive a R$501 discount. Santander Van Gogh or Santander Select customers also receive an additional R$501 discount.

Advantages of Santander 1/2/3 a credit card with a limit of 5 thousand:

Additional cards: the customer has the right to request up to 5 additional cards without charging any annual fee;
Points Program: participate in the Esfera Points Program and receive various rewards;
Protected Credit Card Insurance;
Original Extended Warranty Insurance and protected purchase;
Price Protection;
Emergency Assistance and participation in Mastercard Surpreenda.

To apply for this card, visit the Santander website right now, go to the Cards Page, and select this option. Then, fill out the form with the required information and submit your application!

5 – Credit Card Limit 5 thousand Azul Itaucard Visa Platinum

From now on, the Azul credit card is a partnership between Itaú Bank and the airline. It's an excellent choice for those who travel frequently, as for every dollar spent, customers accumulate 2.2 points, which can be exchanged for airline tickets.

The annual fee is always free whenever there is R$1,000.00 in expenses on the invoice. In fact, if you spend this amount in the first 3 months you earn 12 thousand points in bonuses in the Azul program.

Advantages:

Discounts of 10% on airline tickets with Azul;
Ticket installments in up to 12 interest-free installments;
1 Free bag for domestic and international flights (valid for trips to the USA and Europe);
50% discount on cinema;
Your score is valid for 24 months;
You earn the Topaz category in the Todo Azul Loyalty Program;
iPhone forever: buy your iPhone through the Itaú app and pay in up to 21 installments!

To apply for this card, simply visit Itaú's card page and fill out the form with your information. If your application is approved, you'll receive a confirmation email. The credit card will be delivered directly to your home by mail.

6 – Bradesco Exclusive Visa Gold

With this card, you have all the benefits of being a Visa Gold customer. In addition, you can participate in the Bradesco Program, which you exchange your points before accumulating them!

However, for approval you need to have a minimum income of R$1,000.00. The annual fee for this card is R$1,420.00 or 12 monthly payments of R$1,420.00.

Furthermore, with Bradesco Exclusive, the customer has personalized service, an Exclusive Manager, and credit with special conditions at the financial institution.

Benefits:

Replacement in cases of theft and loss;
Emergency withdrawal from the 24-hour or Bradesco networks (part of the limit is available for withdrawal);
50% discounts at Cinemark cinemas;
50% Bradesco theater discount.

To apply for the Bradesco Exclusive Visa Gold, you'll need to visit a physical branch. If you're already a customer, you can apply directly through the app or online banking.

7 – Ourocard Platinum

Finally, our last credit card suggestion with a R$5,000 limit is the Ourocard Platinum. This option is international and available with Visa and Mastercard.

The Ourocard Platinum also works as a debit and credit card. You can also use it from anywhere in the world. The annual fee for the card is R$1,400,546.00, or 12 installments of R$1,400,45.50.

Upfront, customers receive a progressive discount on this fee. In other words, the more you spend on your credit card, the less you pay in annual fees, and you may even be able to get one waived. See the main benefits below!

Advantages of Ourocard Platinum

Participation in the Points for You Relationship Program;
Entertainment benefits offered by Ourocard;
Personalize the card with the photo of your choice;
Invoice installments with reduced interest;
Online invoice.

First of all, to request this card you need to open an account at Banco do Brasil. Currently, service can be provided via WhatsApp at +55 61 4004-0001.

In conclusion, the suggestions presented here are the main ones that offer the highest credit limits. However, it all depends on your monthly income and credit score. Analyze the card that best suits your style and apply now!

Also check out the best business credit card options. Click the button below to learn more!

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Valor Notícias Content Team 17 de August de 2023