Bradesco releases loan to be paid in up to 8 years
For those in need of credit, there's good news: Bradesco has released a line of credit with a payroll loan without checking the SPC or Serasa credit ratings. This is an excellent alternative for those with a negative credit rating and needing help to get out of trouble.
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Payment of installments should occur automatically, with the amount deducted directly from the contractor's benefit or salary. The amount released depends on the loan margin established for the transactions.
About the loan
The contracted money can be paid in up to 8 years, with a 90-day grace period for payment of the first installment.
The loan can be requested at any Bradesco branch or through the bank's digital channels.
The maximum amount to be released takes into account the margin of the assigned credit, therefore the amount cannot be greater than 30% of the contractor's monthly income.
Therefore, the amount released, the fees, the insurance contracting and other conditions change according to the contractor's profile.
Who can apply for a Bradesco loan?
The payroll credit line is aimed at public servants, retirees and pensioners of the INSS (Social Security Institute), as well as members of the Armed Forces and employees of companies that have agreements with the financial institution.
Employees of private companies, whether or not they receive benefits from the bank, can also apply for the loan. Therefore, it is not necessary to be a Bradesco account holder to obtain this loan.
How to apply?
For Bradesco account holders, it is possible to obtain a line of credit through the following service channels:
- Easy Phone;
- Bradesco cell phone;
- Internet Banking;
- Bradesco Express;
- Bank branches;
- Bradesco or Banco 24 horas self-service machine.
In turn, anyone who is not a customer of the Bradesco You must go to a branch to learn about the modality and request the loan.
